Compare Wise and Cleo

Compare Wise vs Cleo to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Wise and Cleo.

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Wise Wise
Cleo Cleo

How do Wise and Cleo compare?

Wise and Cleo are two distinct mobile banking options that offer unique features and services to their customers.

Wise, formerly known as TransferWise, is an international money transfer service that has expanded its offerings to include a multi-currency account and debit card. Wise allows users to hold and manage multiple currencies, make international transfers at competitive exchange rates, and spend abroad with low fees. They pride themselves on transparency and provide real-time exchange rate information.

Cleo, on the other hand, is an AI-powered financial assistant that helps users manage their finances. It connects to users' existing bank accounts and provides insights on spending habits, tracks expenses, and offers budgeting tools. Cleo uses AI algorithms to analyze transactions and provide personalized recommendations for saving money and managing finances more efficiently.

While Wise focuses primarily on international money transfers and currency exchange, Cleo is designed to provide financial insights and help users make better financial decisions. Wise offers a range of financial services and specializes in cross-border transactions, while Cleo aims to provide a holistic view of users' finances and assist with day-to-day money management.

The choice between Wise and Cleo depends on individual needs and priorities. If you frequently make international transfers or need multi-currency functionality, Wise would be a good option. On the other hand, if you value financial insights and personalized budgeting assistance, Cleo may be more suitable.

Neolista Score

4.5

Wise has a Neolista score of 4.5 out of 5.

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Trustpilot

Wise has a Trustpilot rating of 4.3 out of 5, based on 243,185 reviews.

App Store

Wise has an Apple App Store rating of 4.7 out of 5, based on 84,211 reviews.

Play Store

Wise has a Google Play Store rating of 4.8 out of 5, based on 1,120,788 reviews.

Neolista Score

4.0

Cleo has a Neolista score of 4.0 out of 5.

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Trustpilot

Cleo has a Trustpilot rating of 3.9 out of 5, based on 3,256 reviews.

App Store

Cleo has an Apple App Store rating of 4.7 out of 5, based on 2,621 reviews.

Play Store

Cleo has a Google Play Store rating of 4 out of 5, based on 74,796 reviews.

Wise is great for everyone

Wise is available for both personal and business customers.

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Cleo is great for personal users

Cleo is only available for personal customers.

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