What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read moreFound, the banking and tax app created with small-business owners, freelancers, and the self-employed in mind. No account fees, no monthly minimums, and no credit checks.
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Found is a mobile and desktop app that allows freelancers and the self-employed to carry out their business banking, keep track of their bookkeeping, and manage their expenses through a single platform. Found provides users with a Mastercard debit card for business spending, and the company offers tax and invoicing tools, such as automatic invoice generation and the ability to pay taxes via the app.
Found has no monthly fee unless you opt to upgrade to Found+, a newly launched paid subscription account, for more benefits. Some of these benefits include the ability to auto-import expenses from receipts, earn 1.5% APY on balances up to $250k, and other premium tax and bookkeeping features.
Go to FoundDifficult to pick a mobile bank? Here's how Found compares to some other neobanks.
Explore what real users have to say about their experiences with Found. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
This is a fantastic business bank for the self-employed. It offers a variety of tools that help organize finances and assist with accounting and bookkeeping for tax purposes. You can customize or create invoices, pay contractors, and accept payments through Stripe, Cash App, or credit card. The ability to link accounts and transfer money instantly is a huge plus. It even estimates my taxes based on deposits. Overall, it's a very useful and user-friendly app. Highly recommended!
08/08/2024
This is how business banking should be! After 14 years with a major bank that showed no interest in helping me grow, I decided to make the switch. Just one week after opening my account with FOUND, I'm in Business Heaven!
09/08/2024
Your service is fantastic and keeps my business income and spending organized on autopilot. Fast deposits and withdrawals are always 100%.
11/08/2024
Found is one of the best banking apps ever! It's a wonderful app that allows you to handle all your business and more. I truly enjoy using it because I love this bank. Found is the new generation of banking!
03/08/2024
The pockets are fantastic, and the automatic reminders for categorizing expenses are wonderful! The automatic separation into pockets upon receiving income is excellent, and being able to pay contractors is a great feature. Overall, it's the ultimate one-stop shop!
08/08/2024
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App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
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Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Found is a mobile and desktop app that allows freelancers and the self-employed to carry out their business banking, keep track of their bookkeeping, and manage their expenses through a single platform. Found provides users with a Mastercard debit card for business spending, and the company offers tax and invoicing tools, such as automatic invoice generation and the ability to pay taxes via the app.
Found has no monthly fee unless you opt to upgrade to Found+, a newly launched paid subscription account, for more benefits. Some of these benefits include the ability to auto-import expenses from receipts, earn 1.5% APY on balances up to $250k, and other premium tax and bookkeeping features.
Found is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Found account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Found is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Found doesn’t require a copy of your credit history to approve your account, meaning you can sign up in minutes.
Another main reason to use Found is the low fees. Found has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Found offers zero fees on all transactions, including purchases made overseas!
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Found everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.