Compare Wise vs N26 to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Wise and N26.
Go compare All comparisonsWise (formerly known as TransferWise) and N26 are two mobile banks that offer digital financial services to their customers. While both companies provide innovative features and user-friendly interfaces, they have different areas of focus and target audiences.
Wise is focused on providing international money transfers and currency exchange services, with its platform allowing users to send money internationally at low costs, with transparent fees and exchange rates. Additionally, Wise offers multi-currency accounts, debit cards, and a range of other financial services.
N26, on the other hand, is focused on providing banking services to individuals in Europe. N26 offers a range of financial services, such as current accounts, debit cards, and cash withdrawals, with low fees and no hidden charges. Customers can also access premium accounts, with additional features such as travel insurance, cashback rewards, and higher withdrawal limits.
In terms of pricing, both Wise and N26 offer low-cost accounts, with additional fees for certain services. N26 also offers premium accounts with higher withdrawal limits and additional features.
Overall, both Wise and N26 offer unique digital banking solutions that appeal to different customer segments. Wise may be more attractive to users who frequently send money internationally or need multi-currency accounts, while N26 may be a better fit for users looking for low-cost banking services with additional features and benefits for frequent travelers.
175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
Wise has a Neolista score of 4.5 out of 5.
N26 has a Neolista score of 3.5 out of 5.
Compare the Neolista scores of N26 and N26 to the overall average score across all listed neobanks.
"Consistently impresses me with their attention to customer needs. Better than any other bank I've used. I appreciate little gestures like refunding savings from currency exchanges. Highly recommend."
"N26 has been my primary bank for the past five years, and I am very satisfied with their services. As an expat living in Germany, opening an account online was easy and took only minutes, with everything available in English and straightforward. I really appreciate the app interface; it's user-friendly and intuitive. They recently introduced the Instant Savings Account, which offers up to 3% interest (previously 4%) based on your membership type. There is a free membership option, along with paid tiers that provide additional features, benefits, discounts, and insurance. To this day, I have no negative feedback about N26."