Compare Bunq and Cleo

Compare Bunq vs Cleo to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Bunq and Cleo.

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Bunq Bunq
Cleo Cleo

How do Bunq and Cleo compare?

Bunq and Cleo are two distinct mobile banking options that cater to different customer needs and offer unique features and services.

Bunq is a European-based mobile bank that focuses on advanced digital banking features and sustainability. They offer personal and business accounts with features like real-time notifications, instant money transfers, and multi-currency support. Bunq allows users to create sub-accounts for specific savings goals and offers integrations with popular payment platforms like Apple Pay and Google Pay. Sustainability is a key focus for Bunq, and they even offer features like tree planting with each transaction.

Cleo, on the other hand, is an AI-powered financial assistant that helps users manage their finances. It connects to users' existing bank accounts and provides insights on spending habits, tracks expenses, and offers budgeting tools. Cleo uses AI algorithms to analyze transactions and provide personalized recommendations for saving money and managing finances more efficiently.

In terms of fees, Bunq operates on a subscription-based model with different pricing tiers offering various features and services. Cleo is free to use, although they do offer a premium subscription plan with additional features.

Overall, Bunq is suitable for individuals seeking advanced digital banking features and a sustainable approach, while Cleo is more focused on providing financial insights and budgeting assistance. The choice between the two would depend on individual preferences, specific banking needs, and whether one prioritizes advanced banking features or personalized financial guidance.

Neolista Score

3.9

Bunq has a Neolista score of 3.9 out of 5.

Go to Bunq

Trustpilot

Bunq has a Trustpilot rating of 4 out of 5, based on 15,425 reviews.

App Store

Bunq has an Apple App Store rating of 4.2 out of 5, based on 798 reviews.

Play Store

Bunq has a Google Play Store rating of 3.4 out of 5, based on 25,637 reviews.

Neolista Score

4.0

Cleo has a Neolista score of 4.0 out of 5.

Go to Cleo

Trustpilot

Cleo has a Trustpilot rating of 3.9 out of 5, based on 3,322 reviews.

App Store

Cleo has an Apple App Store rating of 4.7 out of 5, based on 2,621 reviews.

Play Store

Cleo has a Google Play Store rating of 4 out of 5, based on 77,584 reviews.

Neolista.com logo

Average Neolista Scores

Compare the Neolista scores of Cleo and Cleo to the overall average score across all listed neobanks.

Logo Bunq
3.9
VS
Logo Cleo
4.0
VS

Directory average

4.2

"I'm pleased to be a user of Bunq, as it’s one of the most talked-about digital banks in the EU. It certainly has its advantages and disadvantages. Some users mention that the security measures are lacking; however, I haven't experienced any issues. I've enabled two-factor authentication and use biometric ID, so I feel secure about my money and data. On the positive side, Bunq is incredibly functional, offering a wide range of tools for savings, payments, and travel. It truly caters to a variety of needs."

Trustpilot
Pablo "Bunq" review from TrustPilot

"This app is amazing! Seriously, it's both funny and helpful. It hilariously calls out my spending habits, which really makes me laugh and realize my issues. It's the funniest and most supportive tool for tracking expenses. Thank you for helping me manage my budget!"

Trustpilot
Rebecca "Cleo" review from TrustPilot

Bunq is great for everyone

Bunq is available for both personal and business customers.

Go to Bunq

Cleo is great for personal users

Cleo is only available for personal customers.

Go to Cleo

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