Cleo vs Monese: the full comparison
Our breakdown of how Cleo and Monese compare — and which might suit you best.
Cleo is available in 1 country, while Monese is available in 19 countries. Both are popular neobanks, but they take different approaches and suit different needs.
Cleo is best suited to individuals. Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free. It currently holds a Neolista score of 4.7 out of 5.
By comparison, Monese is geared towards both individuals and businesses. Get your Monese account to start spending, sending and saving in minutes. It currently holds a Neolista score of 4.2 out of 5.
If Cleo lines up with what you need, it's a strong choice — but it's worth weighing Monese too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.




