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Side-by-side comparison
Cleo logo
Cleo
VS
Monese logo
Monese

Cleo vs Monese

Side-by-side comparison of Cleo and Monese — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Cleo and Monese stand out.

Cleo logo

Cleo

Top rated
  • Mobile-first banking
  • Great for personal use
  • Available in 1 country
  • Rated 4.7 / 5 on Neolista
Monese logo

Monese

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 19 countries
  • Rated 4.2 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Cleo and Monese to the overall average score across all listed providers.

Cleo logo
4.7
VS
Monese logo
4.2
VS

Directory average

4.1

Cleo vs Monese: the full comparison

Our breakdown of how Cleo and Monese compare — and which might suit you best.

Cleo is available in 1 country, while Monese is available in 19 countries. Both are popular neobanks, but they take different approaches and suit different needs.

Cleo is best suited to individuals. Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free. It currently holds a Neolista score of 4.7 out of 5.

By comparison, Monese is geared towards both individuals and businesses. Get your Monese account to start spending, sending and saving in minutes. It currently holds a Neolista score of 4.2 out of 5.

If Cleo lines up with what you need, it's a strong choice — but it's worth weighing Monese too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Cleo and Monese aren't available everywhere. Here's where each one currently operates.

Cleo logo

Cleo

Available in 1 country

United States flag
VS
Monese logo

Monese

Available in 19 countries

Austria flagBelgium flagCyprus flagEstonia flagFinland flagFrance flagGermany flagGreece flagIreland flagItaly flagLatvia flagLithuania flagLuxembourg flagMalta flag+5 more

What customers are saying

Recent verified 5-star reviews for Cleo and Monese.

I love Cleo and I would recommend it to anyone….

Trustpilot
Laquisha Garrett"Cleo" review from Trustpilot

Amazing service I opened the account in 3 minutes

Trustpilot
Fotios"Monese" review from Trustpilot
Cleo logo

Cleo is great for individuals

Cleo offers accounts for personal customers.

Personal accounts
Go to Cleo
Monese logo

Monese is great for everyone

Monese is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monese

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