All virtual card providers in United States (February 2025)

Best virtual cards in
United States (February 2025)

Discover top providers offering virtual cards around the globe, including leading options available for both consumers and businesses in United States. Find the perfect solution to manage both personal and business expenses securely and efficiently.
There are currently 2 providers with virtual cards available for consumers and businesses in United States.

Frequently asked questions about virtual cards

Get clarity on the most common questions about virtual cards and discover how they can enhance security, streamline payments, and simplify financial management for businesses and individuals.

What is a virtual card?

A virtual card is a digital version of a physical card that can be used for online purchases, subscriptions, and contactless payments. It offers the same functionality as a physical card but exists entirely in a digital format.

How do virtual cards work?

Virtual cards generate a unique card number, expiration date, and CVV for each transaction or merchant, providing added security by limiting the risk of fraud or unauthorized use.

What are the benefits of using virtual cards for businesses?

Virtual cards help businesses manage spending more effectively by providing greater control over transactions, offering better expense tracking, reducing fraud risks, and simplifying vendor payments.

Are virtual cards secure?

Yes, virtual cards are highly secure as they provide unique card details for each transaction, often allowing users to set spending limits, expiration dates, and usage restrictions to prevent unauthorized charges.

Can virtual cards be used internationally?

Most virtual cards can be used internationally, as long as the card provider supports foreign transactions and the merchant accepts the card network (e.g., Visa, Mastercard).

What types of payments can I make with a virtual card?

Virtual cards can be used for online purchases, subscriptions, recurring payments, and in-store contactless payments if linked to a mobile wallet like Apple Pay or Google Pay.

Can I set spending limits on virtual cards?

Yes, most virtual card providers allow you to set custom spending limits, expiration dates, and merchant-specific restrictions to help control expenses and prevent misuse.

How do virtual cards help prevent fraud?

Virtual cards provide a layer of security by generating unique card details for each transaction, limiting the potential for card data theft and unauthorized transactions.

Are there fees associated with virtual cards?

Fees vary depending on the provider and card type; some offer free virtual cards, while others charge transaction fees, subscription costs, or international usage fees.

How can businesses implement virtual cards for employee expenses?

Businesses can issue virtual cards to employees with predefined limits and usage rules, making it easier to manage spending, track expenses in real time, and streamline reimbursement processes.

Best virtual cards in United States (February 2025)

Choose your ideal virtual card provider

Explore 2 virtual card providers available in United States

Wallester

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Wise

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Best virtual cards in
United States (February 2025)