Best Virtual Cards in United States (September 2026)
Discover the best virtual card providers available to consumers and businesses in United States. Compare instant, secure digital cards for online spending, subscriptions, and travel.
See 2 virtual card providers available in United States
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There are 2 virtual card providers available in United States.
Last updated September 2026
est. 2016
All-in-one solution to control corporate spending
Available in
United States and 36 other countriesAvailable for
est. 2011
Money for here, there and everywhere.
Available in
United States and 176 other countriesAvailable for
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Which virtual card providers are best for residents of United States?
These providers issue personal virtual cards to people living in United States, ranked by our overall score.
- Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
Which virtual card providers are best for businesses in United States?
These providers issue virtual cards to companies registered in United States, ranked by our overall score.
- Wallester – Wallester Business offers a comprehensive platform for managing corporate expenses, providing virtual and physical Visa cards along with real-time transaction monitoring and automated reporting.
- Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
Virtual card FAQs for United States
Common questions about using virtual cards in United States.
Can businesses in United States issue virtual cards to employees?
Yes. Several providers let companies in United States issue virtual cards to staff with individual limits and real-time controls, which is handy for online ad spend and software subscriptions.
Do virtual cards work in different currencies?
Many virtual cards support spending in multiple currencies, helping residents of United States avoid or reduce foreign-exchange fees when buying from overseas merchants.
What is a virtual card?
A virtual card is a digital-only payment card issued instantly to your app, with its own number, expiry date, and security code — with no plastic to wait for.
Are virtual cards available in United States?
Yes. Several providers issue virtual cards to residents of United States, and you can compare them on this page.
Are virtual cards safe to use online?
Virtual cards are generally safer than a physical card online: many let you freeze, delete, or set a spending limit per card, so a leaked number can be cancelled without touching your main account.
Can I add a virtual card to Apple Pay or Google Pay?
Most virtual card providers in United States let you add the card to Apple Pay, Google Pay, or Samsung Pay, so you can tap to pay in stores too.