Compare Monese and Koho

Compare Monese vs Koho to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Monese and Koho.

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Monese Monese
Koho Koho

How do Monese and Koho compare?

Monese and Koho are both mobile banks that offer a range of banking services through their mobile apps. Monese is available in the UK and the European Economic Area (EEA), while Koho is only available in Canada.

Both banks offer a range of features including spending tracking, budgeting tools, and international money transfers. Monese allows its users to open a bank account without a local address, making it a popular choice for expats and travellers. Koho offers cashback rewards and has partnered with various merchants to provide discounts on purchases made with their cards.

One notable difference between the two is that Monese offers a free plan, while Koho only offers paid plans. Monese's free plan offers basic features such as a UK current account and a European IBAN account, but has limits on international transfers and ATM withdrawals. Koho's plans offer more advanced features such as joint accounts, higher transaction limits, and cashback rewards, but come with a monthly fee.

Overall, both Monese and Koho offer solid mobile banking options for their respective markets. Monese may be a better fit for those in need of a basic and free account, while Koho may be more appealing for those looking for advanced features and rewards programs.

Neolista Score

4.2

Monese has a Neolista score of 4.2 out of 5.

Go to Monese

Trustpilot

Monese has a Trustpilot rating of 4.2 out of 5, based on 45,946 reviews.

App Store

Monese has an Apple App Store rating of 4.7 out of 5, based on 2,206 reviews.

Play Store

Monese has a Google Play Store rating of 4.2 out of 5, based on 105,239 reviews.

Neolista Score

4.5

Koho has a Neolista score of 4.5 out of 5.

Go to Koho

Trustpilot

Koho has a Trustpilot rating of 1.4 out of 5, based on 394 reviews.

App Store

Koho has an Apple App Store rating of 4.8 out of 5, based on 80,586 reviews.

Play Store

Koho has a Google Play Store rating of 3.8 out of 5, based on 69,196 reviews.

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Average Neolista Scores

Compare the Neolista scores of Koho and Koho to the overall average score across all listed neobanks.

Logo Monese
4.2
VS
Logo Koho
4.5
VS

Directory average

4.2

"I am satisfied with Monese; it has good plans and a convenient app. However, I would appreciate direct communication with managers when issues arise, such as app lockouts or delays in money transfers. Immediate responses are important, especially when dealing with significant amounts of money, as it can be concerning not to have instant information."

Trustpilot
Kęstutis "Monese" review from TrustPilot

"Très satisfaite ! Simple et facile ! Aucun souci jusqu'à présent et de nombreuses économies avec un forfait à 9,99 $ qui élimine les frais de conversion à l'étranger ! Obtenez 20 $ avec le code FM1GXK3C."

Trustpilot
Joanne "Koho" review from TrustPilot

Monese is great for everyone

Monese is available for both personal and business customers.

Go to Monese

Koho is great for personal users

Koho is only available for personal customers.

Go to Koho

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