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Side-by-side comparison
Monese logo
Monese
VS
Monzo logo
Monzo

Monese vs Monzo

Side-by-side comparison of Monese and Monzo — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Monese and Monzo stand out.

Monese logo

Monese

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 19 countries
  • Rated 4.2 / 5 on Neolista
Monzo logo

Monzo

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 1 country
  • Rated 4.3 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Monese and Monzo to the overall average score across all listed providers.

Monese logo
4.2
VS
Monzo logo
4.3
VS

Directory average

4.1

Monese vs Monzo: the full comparison

Our breakdown of how Monese and Monzo compare — and which might suit you best.

Monese is available in 19 countries, while Monzo is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Monese is best suited to both individuals and businesses. Get your Monese account to start spending, sending and saving in minutes. It currently holds a Neolista score of 4.2 out of 5.

By comparison, Monzo is geared towards both individuals and businesses. Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free. It currently holds a Neolista score of 4.3 out of 5.

If Monese lines up with what you need, it's a strong choice — but it's worth weighing Monzo too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Monese and Monzo aren't available everywhere. Here's where each one currently operates.

Monese logo

Monese

Available in 19 countries

Austria flagBelgium flagCyprus flagEstonia flagFinland flagFrance flagGermany flagGreece flagIreland flagItaly flagLatvia flagLithuania flagLuxembourg flagMalta flag+5 more
VS
Monzo logo

Monzo

Available in 1 country

United Kingdom flag

What customers are saying

Recent verified 5-star reviews for Monese and Monzo.

Amazing service I opened the account in 3 minutes

Trustpilot
Fotios"Monese" review from Trustpilot

love how flexible it is and able to get a card for my daughter as well

Trustpilot
Karen walker"Monzo" review from Trustpilot
Monese logo

Monese is great for everyone

Monese is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monese
Monzo logo

Monzo is great for everyone

Monzo is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monzo

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