Compare Monese and Pockit

Compare Monese vs Pockit to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Monese and Pockit.

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Monese Monese
Pockit Pockit
Most reviewed
4.3
Least reviewed
3.3

Comparison

Monese and Pockit are two mobile banks that are focused on providing affordable and accessible financial services to individuals who may not have access to traditional banking services. Both banks offer features like account opening within minutes, contactless payments, and budgeting tools, but there are also differences between the two.

Monese offers its users an account in both GBP and EUR, with free card spending abroad up to a certain limit, while Pockit offers a single account in GBP. Monese also offers cash deposits at certain locations, which Pockit does not currently provide. On the other hand, Pockit offers a wider range of top-up options, including through PayPoint, Payzone, and Post Office locations, as well as via bank transfer and debit card.

When it comes to fees, both banks offer competitive pricing. Monese offers a free plan with certain limitations, while also offering paid plans with additional features. Pockit offers a basic plan with no monthly fee, but charges fees for certain transactions like foreign currency spending and cash withdrawals.

Overall, both Monese and Pockit are solid options for individuals looking for a mobile bank that offers budgeting tools, quick and easy account opening, and accessible financial services. Users should consider their specific needs and preferences when choosing between the two.

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