Compare Monese and N26

Compare Monese vs N26 to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Monese and N26.

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Monese Monese
N26 N26

How do Monese and N26 compare?

Monese and N26 are two mobile banks that offer a range of services to their customers. Monese, which was founded in 2013, has gained popularity for its easy account opening process, which allows people to open accounts even without proof of address. The bank offers free and premium accounts, with varying features and fees. Monese users can transfer money, pay bills, and withdraw cash from ATMs. The bank also offers a multi-currency account, which allows customers to hold and spend money in different currencies without any additional fees.

On the other hand, N26, which was founded in 2013, has a more extensive reach, with operations in Europe and the United States. The bank offers various account options, including free and premium accounts, with varying features and fees. N26 customers can transfer money, make payments, and withdraw cash from ATMs. One of N26's unique features is its Spaces account, which allows customers to create sub-accounts and set savings goals.

Both Monese and N26 offer mobile apps for easy banking on the go. While Monese may be more suitable for those without a fixed address, N26's reach and unique features such as Spaces may appeal to customers who want a more versatile banking experience. Ultimately, the choice between the two would depend on individual needs and preferences.

Neolista Score

4.2

Monese has a Neolista score of 4.2 out of 5.

Go to Monese

Trustpilot

Monese has a Trustpilot rating of 4.2 out of 5, based on 45,946 reviews.

App Store

Monese has an Apple App Store rating of 4.7 out of 5, based on 2,206 reviews.

Play Store

Monese has a Google Play Store rating of 4.2 out of 5, based on 105,239 reviews.

Neolista Score

3.5

N26 has a Neolista score of 3.5 out of 5.

Go to N26

Trustpilot

N26 has a Trustpilot rating of 3.4 out of 5, based on 33,122 reviews.

App Store

N26 has an Apple App Store rating of 4.6 out of 5, based on 9,875 reviews.

Play Store

N26 has a Google Play Store rating of 3.4 out of 5, based on 144,933 reviews.

Neolista.com logo

Average Neolista Scores

Compare the Neolista scores of N26 and N26 to the overall average score across all listed neobanks.

Logo Monese
4.2
VS
Logo N26
3.5
VS

Directory average

4.2

"I am satisfied with Monese; it has good plans and a convenient app. However, I would appreciate direct communication with managers when issues arise, such as app lockouts or delays in money transfers. Immediate responses are important, especially when dealing with significant amounts of money, as it can be concerning not to have instant information."

Trustpilot
Kęstutis "Monese" review from TrustPilot

"N26 has been my primary bank for the past five years, and I am very satisfied with their services. As an expat living in Germany, opening an account online was easy and took only minutes, with everything available in English and straightforward. I really appreciate the app interface; it's user-friendly and intuitive. They recently introduced the Instant Savings Account, which offers up to 3% interest (previously 4%) based on your membership type. There is a free membership option, along with paid tiers that provide additional features, benefits, discounts, and insurance. To this day, I have no negative feedback about N26."

Trustpilot
Oliver "N26" review from TrustPilot

Monese is great for everyone

Monese is available for both personal and business customers.

Go to Monese

N26 is great for personal users

N26 is only available for personal customers.

Go to N26

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