Compare Monese vs N26 to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Monese and N26.
Go compare All comparisonsMonese and N26 are two mobile banks that offer a range of services to their customers. Monese, which was founded in 2013, has gained popularity for its easy account opening process, which allows people to open accounts even without proof of address. The bank offers free and premium accounts, with varying features and fees. Monese users can transfer money, pay bills, and withdraw cash from ATMs. The bank also offers a multi-currency account, which allows customers to hold and spend money in different currencies without any additional fees.
On the other hand, N26, which was founded in 2013, has a more extensive reach, with operations in Europe and the United States. The bank offers various account options, including free and premium accounts, with varying features and fees. N26 customers can transfer money, make payments, and withdraw cash from ATMs. One of N26's unique features is its Spaces account, which allows customers to create sub-accounts and set savings goals.
Both Monese and N26 offer mobile apps for easy banking on the go. While Monese may be more suitable for those without a fixed address, N26's reach and unique features such as Spaces may appeal to customers who want a more versatile banking experience. Ultimately, the choice between the two would depend on individual needs and preferences.
Monese has a Neolista score of 4.2 out of 5.
N26 has a Neolista score of 3.5 out of 5.
Compare the Neolista scores of N26 and N26 to the overall average score across all listed neobanks.
"I am satisfied with Monese; it has good plans and a convenient app. However, I would appreciate direct communication with managers when issues arise, such as app lockouts or delays in money transfers. Immediate responses are important, especially when dealing with significant amounts of money, as it can be concerning not to have instant information."
"N26 has been my primary bank for the past five years, and I am very satisfied with their services. As an expat living in Germany, opening an account online was easy and took only minutes, with everything available in English and straightforward. I really appreciate the app interface; it's user-friendly and intuitive. They recently introduced the Instant Savings Account, which offers up to 3% interest (previously 4%) based on your membership type. There is a free membership option, along with paid tiers that provide additional features, benefits, discounts, and insurance. To this day, I have no negative feedback about N26."
Monese is available for both personal and business customers.