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Side-by-side comparison
Monese logo
Monese
VS
Shine logo
Shine

Monese vs Shine

Side-by-side comparison of Monese and Shine — features, fees, supported countries, and ratings.

Highlights

A quick, at-a-glance look at what makes Monese and Shine stand out.

Monese logo

Monese

Neobank
  • Mobile-first banking
  • Personal & business accounts
  • Available in 19 countries
  • Rated 4.2 / 5 on Neolista
Shine logo

Shine

Neobank
  • Mobile-first banking
  • Built for businesses
  • Available in 1 country
  • Rated 4.4 / 5 on Neolista
Neolista

Average Neolista Scores

Compare the Neolista scores of Monese and Shine to the overall average score across all listed providers.

Monese logo
4.2
VS
Shine logo
4.4
VS

Directory average

4.1

Monese vs Shine: the full comparison

Our breakdown of how Monese and Shine compare — and which might suit you best.

Monese is available in 19 countries, while Shine is available in 1 country. Both are popular neobanks, but they take different approaches and suit different needs.

Monese is best suited to both individuals and businesses. Get your Monese account to start spending, sending and saving in minutes. It currently holds a Neolista score of 4.2 out of 5.

By comparison, Shine is geared towards businesses. Simple, transparent, accessible. Shine is the professional online account designed to support the self-employed and small businesses. It currently holds a Neolista score of 4.4 out of 5.

If Monese lines up with what you need, it's a strong choice — but it's worth weighing Shine too, especially on availability, fees and the account types each one supports. Use the live details above to pick the option that fits you best.

Where can you use them?

Monese and Shine aren't available everywhere. Here's where each one currently operates.

Monese logo

Monese

Available in 19 countries

Austria flagBelgium flagCyprus flagEstonia flagFinland flagFrance flagGermany flagGreece flagIreland flagItaly flagLatvia flagLithuania flagLuxembourg flagMalta flag+5 more
VS
Shine logo

Shine

Available in 1 country

France flag

What customers are saying

Recent verified 5-star reviews for Monese and Shine.

Amazing service I opened the account in 3 minutes

Trustpilot
Fotios"Monese" review from Trustpilot

Eqyipe Reactif et professionel . Les interlocuteurs sont a disposition et repondent rapidement a la moindre question .

Trustpilot
Jann Ghada"Shine" review from Trustpilot
Monese logo

Monese is great for everyone

Monese is available for both personal and business customers.

Personal accountsBusiness accounts
Go to Monese
Shine logo

Shine is great for businesses

Shine offers accounts for business customers.

Business accounts
Go to Shine

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