Compare Bunq vs Wise to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Bunq and Wise.
Go compare All comparisonsBunq and Wise (formerly known as TransferWise) are two popular mobile banking options that offer distinct features and services to their customers.
Bunq is a European-based mobile bank that focuses on advanced digital banking features and sustainability. They provide personal and business accounts with features like real-time notifications, instant money transfers, and multi-currency support. Bunq allows users to create sub-accounts for specific savings goals and offers integrations with popular payment platforms like Apple Pay and Google Pay. Sustainability is a key focus for Bunq, and they even offer features like tree planting with each transaction.
Wise, on the other hand, is a renowned international money transfer service that has expanded its offerings to include a multi-currency account and debit card. Wise allows users to hold and manage multiple currencies, make international transfers at competitive exchange rates, and spend abroad with low fees. They pride themselves on transparency and provide real-time exchange rate information.
In terms of fees, Bunq operates on a subscription-based model with different pricing tiers offering various features and services. Wise charges transparent and low fees for currency conversion and international transfers.
Overall, Bunq is suitable for individuals seeking advanced digital banking features and a sustainable approach, while Wise excels in international money transfers and multi-currency accounts. The choice between the two would depend on individual preferences, specific banking needs, and whether one requires a broader banking experience or a focus on international money management.
Bunq has a Neolista score of 3.9 out of 5.
Wise has a Neolista score of 4.5 out of 5.