Compare Bunq vs N26 to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Bunq and N26.
Go compare All comparisonsBunq and N26 are two popular mobile banking options that provide unique features and services to their customers.
Bunq is a European-based mobile bank that focuses on advanced digital banking features and sustainability. They offer personal and business accounts with features like real-time notifications, instant money transfers, and multi-currency support. Bunq allows users to create sub-accounts for specific savings goals and offers integrations with popular payment platforms like Apple Pay and Google Pay. Sustainability is a key focus for Bunq, and they even offer features like tree planting with each transaction.
N26, on the other hand, is a German mobile bank that emphasizes simplicity and convenience. They offer personal accounts with features like contactless payments, money transfers, and budgeting tools. N26 provides a user-friendly mobile app and offers additional services such as travel insurance and investment options through partnerships.
In terms of fees, Bunq operates on a subscription-based model with different pricing tiers offering various features and services. N26 offers different account plans, including a free basic plan and premium plans with additional benefits.
Overall, Bunq is suitable for individuals seeking advanced digital banking features and a sustainable approach, while N26 caters to customers looking for a straightforward banking experience with additional services and a range of account options. The choice between the two would depend on individual preferences, specific banking needs, and the importance placed on sustainability or additional features.
Bunq has a Neolista score of 3.9 out of 5.
N26 has a Neolista score of 3.5 out of 5.
Compare the Neolista scores of N26 and N26 to the overall average score across all listed neobanks.
"I'm pleased to be a user of Bunq, as it’s one of the most talked-about digital banks in the EU. It certainly has its advantages and disadvantages. Some users mention that the security measures are lacking; however, I haven't experienced any issues. I've enabled two-factor authentication and use biometric ID, so I feel secure about my money and data. On the positive side, Bunq is incredibly functional, offering a wide range of tools for savings, payments, and travel. It truly caters to a variety of needs."
"N26 has been my primary bank for the past five years, and I am very satisfied with their services. As an expat living in Germany, opening an account online was easy and took only minutes, with everything available in English and straightforward. I really appreciate the app interface; it's user-friendly and intuitive. They recently introduced the Instant Savings Account, which offers up to 3% interest (previously 4%) based on your membership type. There is a free membership option, along with paid tiers that provide additional features, benefits, discounts, and insurance. To this day, I have no negative feedback about N26."