Compare Bunq and Shine

How do Bunq and Shine compare?

Bunq and Shine are two mobile banking solutions that offer different features and services to their customers.

Bunq is a European-based mobile bank that focuses on advanced digital banking features and sustainability. They provide personal and business accounts with features like real-time notifications, instant money transfers, and multi-currency support. Bunq allows users to create sub-accounts for specific savings goals and offers integrations with popular payment platforms like Apple Pay and Google Pay. Sustainability is a key focus for Bunq, and they even offer features like tree planting with each transaction.

Shine, on the other hand, is a mobile banking platform designed specifically for freelancers and self-employed individuals. They offer business accounts with features like invoicing, expense tracking, and tax calculations. Shine aims to simplify financial management for entrepreneurs by providing tools that help with business finances and tax compliance.

In terms of fees, Bunq operates on a subscription-based model with different pricing tiers offering various features and services. Shine offers a free basic plan with optional paid add-ons for additional features.

Overall, Bunq is suitable for individuals seeking advanced digital banking features and a sustainable approach, while Shine caters to freelancers and self-employed individuals with specialized business banking tools. The choice between the two would depend on individual preferences, specific banking needs, and whether one requires business-specific features or a more general banking experience.