Compare Monese and Starling Bank

Compare Monese vs Starling Bank to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Monese and Starling Bank.

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Monese Monese
Starling Bank Starling Bank
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Monese and Starling Bank are both UK-based mobile banks that offer digital-only banking services.

Monese is primarily targeted towards people who have recently moved to the UK or are frequent travelers and need a banking solution that can be accessed from anywhere in the world. Monese offers a free basic account with limited features and a paid-for premium account that includes more features and lower fees. Monese has a strong focus on international money transfers and offers competitive exchange rates.

Starling Bank, on the other hand, offers a full range of banking services including current accounts, savings accounts, and loans. It is known for its user-friendly interface and competitive interest rates. Starling Bank also offers a marketplace where customers can access a range of third-party financial products such as mortgages and insurance.

In terms of fees, Monese charges no fees for opening an account, but charges a small fee for ATM withdrawals and international transfers. Starling Bank charges no fees for basic banking services, but does charge fees for some premium services such as overdrafts.

Overall, both Monese and Starling Bank offer a great range of digital banking services and cater to slightly different customer needs. Monese may be better suited to frequent travelers or those with a need for international money transfers, while Starling Bank may be a better option for customers looking for a more comprehensive range of banking services.

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