Compare Monese and Starling Bank

Compare Monese vs Starling Bank to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Monese and Starling Bank.

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Monese Monese
Starling Bank Starling Bank

How do Monese and Starling Bank compare?

Monese and Starling Bank are both UK-based mobile banks that offer digital-only banking services.

Monese is primarily targeted towards people who have recently moved to the UK or are frequent travelers and need a banking solution that can be accessed from anywhere in the world. Monese offers a free basic account with limited features and a paid-for premium account that includes more features and lower fees. Monese has a strong focus on international money transfers and offers competitive exchange rates.

Starling Bank, on the other hand, offers a full range of banking services including current accounts, savings accounts, and loans. It is known for its user-friendly interface and competitive interest rates. Starling Bank also offers a marketplace where customers can access a range of third-party financial products such as mortgages and insurance.

In terms of fees, Monese charges no fees for opening an account, but charges a small fee for ATM withdrawals and international transfers. Starling Bank charges no fees for basic banking services, but does charge fees for some premium services such as overdrafts.

Overall, both Monese and Starling Bank offer a great range of digital banking services and cater to slightly different customer needs. Monese may be better suited to frequent travelers or those with a need for international money transfers, while Starling Bank may be a better option for customers looking for a more comprehensive range of banking services.

Neolista Score

4.2

Monese has a Neolista score of 4.2 out of 5.

Go to Monese

Trustpilot

Monese has a Trustpilot rating of 4.2 out of 5, based on 45,946 reviews.

App Store

Monese has an Apple App Store rating of 4.7 out of 5, based on 2,206 reviews.

Play Store

Monese has a Google Play Store rating of 4.2 out of 5, based on 105,239 reviews.

Neolista Score

4.7

Starling Bank has a Neolista score of 4.7 out of 5.

Go to Starling Bank

Trustpilot

Starling Bank has a Trustpilot rating of 4.2 out of 5, based on 43,142 reviews.

App Store

Starling Bank has an Apple App Store rating of 4.9 out of 5, based on 545,399 reviews.

Play Store

Starling Bank has a Google Play Store rating of 4.8 out of 5, based on 126,889 reviews.

Neolista.com logo

Average Neolista Scores

Compare the Neolista scores of Starling Bank and Starling Bank to the overall average score across all listed neobanks.

Logo Monese
4.2
VS
Logo Starling Bank
4.7
VS

Directory average

4.2

"I am satisfied with Monese; it has good plans and a convenient app. However, I would appreciate direct communication with managers when issues arise, such as app lockouts or delays in money transfers. Immediate responses are important, especially when dealing with significant amounts of money, as it can be concerning not to have instant information."

Trustpilot
Kęstutis "Monese" review from TrustPilot

"Opening my business account was easy and straightforward. I was contacted within two hours of submitting my online application, and the representative was helpful and friendly. My account was opened and operational the same day, and my card arrived within a couple of days. In contrast, my experience with Barclays Bank was frustrating. After 27 years as a customer, their process took over three weeks, leading me to switch to Starling Bank. That decision has been the best I’ve ever made, and my only regret is not having made the switch sooner."

Trustpilot
Malika "Starling Bank" review from TrustPilot

Monese is great for everyone

Monese is available for both personal and business customers.

Go to Monese

Starling Bank is great for personal users

Starling Bank is only available for personal customers.

Go to Starling Bank

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