Compare Bunq and Starling Bank

How do Bunq and Starling Bank compare?

Bunq and Starling Bank are two mobile banks that offer distinct features and services to their customers.

Bunq is a European-based mobile bank that focuses on providing advanced digital banking features and sustainability. They offer personal and business accounts with features like real-time notifications, instant money transfers, and multi-currency support. Bunq allows users to create sub-accounts for specific savings goals and offers integrations with popular payment platforms like Apple Pay and Google Pay. Sustainability is a key focus for Bunq, and they offer features like tree planting with each transaction.

Starling Bank, on the other hand, is a UK-based mobile bank that emphasizes simplicity, convenience, and financial management. They offer personal and business accounts with features like real-time transaction notifications, goal-based savings, and spending insights. Starling Bank also provides additional services like joint accounts, loans, and overdraft facilities. They focus on providing a user-friendly interface and seamless integration with third-party financial apps.

In terms of fees, Bunq operates on a subscription-based model with different pricing tiers offering various features and services. Starling Bank offers fee-free basic accounts with additional paid services for specific needs.

Overall, Bunq is suitable for individuals seeking advanced digital banking features and a sustainable approach, while Starling Bank caters to customers looking for a user-friendly and comprehensive banking experience. The choice between the two would depend on individual preferences, specific banking needs, and the geographic location of the customer.