Compare Monese vs Bunq to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Monese and Bunq.
Go compare All comparisonsMonese and Bunq are two popular mobile banks that offer unique features to their users. Monese is a digital bank designed for people on the go who want to manage their finances quickly and easily. The bank offers a range of services, including a multi-currency account, a contactless Mastercard, and international money transfers. Monese is also available in multiple languages, making it an excellent option for expats or travelers.
On the other hand, Bunq is a mobile bank that offers a more personalized approach to banking. The bank offers a range of features, including personal and joint accounts, budgeting tools, and real-time notifications. Bunq also offers a unique feature called "green accounts," which allows users to invest in sustainable projects.
In terms of fees, both banks have different pricing structures. Monese offers a free plan and a premium plan for a monthly fee, while Bunq offers different subscription plans based on the user's needs. Additionally, Monese charges a fee for some transactions, such as international money transfers, while Bunq offers unlimited free transactions for all plans.
Overall, Monese is an excellent option for people who need a quick and easy way to manage their finances on the go, while Bunq is a more personalized option for those who want more control over their banking experience and are interested in investing in sustainable projects.
Monese has a Neolista score of 4.2 out of 5.
Bunq has a Neolista score of 3.9 out of 5.
Compare the Neolista scores of Bunq and Bunq to the overall average score across all listed neobanks.
"I am satisfied with Monese; it has good plans and a convenient app. However, I would appreciate direct communication with managers when issues arise, such as app lockouts or delays in money transfers. Immediate responses are important, especially when dealing with significant amounts of money, as it can be concerning not to have instant information."
"I'm pleased to be a user of Bunq, as it’s one of the most talked-about digital banks in the EU. It certainly has its advantages and disadvantages. Some users mention that the security measures are lacking; however, I haven't experienced any issues. I've enabled two-factor authentication and use biometric ID, so I feel secure about my money and data. On the positive side, Bunq is incredibly functional, offering a wide range of tools for savings, payments, and travel. It truly caters to a variety of needs."
Monese is available for both personal and business customers.