Compare Revolut vs Bunq to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Revolut and Bunq.
Go compare All comparisonsRevolut and Bunq are two mobile banks that offer digital financial services to their customers. Both companies provide user-friendly interfaces and innovative features, allowing users to manage their finances on the go.
One of the main differences between Revolut and Bunq is their focus. Revolut is focused on providing international banking services, including multi-currency accounts, free overseas ATM withdrawals, and cryptocurrency trading and investment services. Bunq, on the other hand, is more geared towards European residents and provides them with local banking services.
In terms of features, both Revolut and Bunq offer virtual and physical debit cards, mobile payments, and budgeting tools. However, Bunq differentiates itself by offering users a more sustainable banking experience, with features like offsetting their carbon footprint with every transaction and the ability to plant trees with their spending.
Another key difference between the two mobile banks is their pricing model. While both offer free basic accounts, Revolut charges for some premium services, such as unlimited foreign exchange and travel insurance. Bunq generates revenue through a subscription model, where users pay a monthly fee for access to premium features and services.
Overall, both Revolut and Bunq offer unique digital banking solutions that appeal to different customer segments. Revolut may be more attractive to frequent travelers and those who frequently use foreign currencies, while Bunq may be a better fit for European residents looking for a more sustainable banking experience and local services.
Revolut has a Neolista score of 4.6 out of 5.
Bunq has a Neolista score of 3.9 out of 5.
Compare the Neolista scores of Bunq and Bunq to the overall average score across all listed neobanks.
"Just signed up for Ultra and I'm already saving money as a frequent flyer with complimentary airport lounges. The £1 per point for air miles is fantastic. I hope the pricing remains the same next year!"
"I'm pleased to be a user of Bunq, as it’s one of the most talked-about digital banks in the EU. It certainly has its advantages and disadvantages. Some users mention that the security measures are lacking; however, I haven't experienced any issues. I've enabled two-factor authentication and use biometric ID, so I feel secure about my money and data. On the positive side, Bunq is incredibly functional, offering a wide range of tools for savings, payments, and travel. It truly caters to a variety of needs."
Revolut is available for both personal and business customers. Revolut offers accounts for teenagers.