What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read moreGet account no matter your credit history. Stay on top of your money easily. Pockit helps money find you.
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Pockit is a mobile banking solution designed to make financial management accessible and straightforward for everyone. This user-friendly mobile bank offers features such as easy-to-open accounts, with no credit checks, offering a solution for individuals who may have difficulty accessing traditional banking services. Users can benefit from low-cost transactions, direct deposits, bill payments, and the ability to send money to both domestic and international recipients. Pockit provides its customers with a prepaid debit card, which can be used online, in-store, or at ATMs, along with a mobile app that allows users to track their spending in real-time, create budgets, and receive instant transaction notifications to keep their finances in check. The platform typically caters to those who are underserved by traditional banks, such as people on lower incomes, those with poor credit histories, or those new to the country.
Go to PockitExplore what real users have to say about their experiences with Pockit. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
I've been with Pockit for a few years, and their service is first-class. I've never encountered any problems whatsoever. I would fully recommend this company.
15/08/2024
The app is easy to use and provides great assistance with managing credit scores. The cashback option is convenient for everyday purchases, and transferring money onto the card is incredibly simple.
15/08/2024
I have nothing negative to say about POCKIT. It's easy to apply, and the customer service has been great. I’ve had no problems at all, hence the five stars! Thank you, POCKIT!
15/08/2024
I'm currently resolving a chargeback, but Pockit is handling it promptly. Max was my point of contact, and he responded quickly and efficiently. He ensured the relevant teams were informed and assured me that my case would be addressed soon. Excellent service!
10/08/2024
This bank is brilliant and easy to use. The only thing I would change is the color of the card; otherwise, it's ideal.
15/08/2024
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Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Pockit is a mobile banking solution designed to make financial management accessible and straightforward for everyone. This user-friendly mobile bank offers features such as easy-to-open accounts, with no credit checks, offering a solution for individuals who may have difficulty accessing traditional banking services. Users can benefit from low-cost transactions, direct deposits, bill payments, and the ability to send money to both domestic and international recipients. Pockit provides its customers with a prepaid debit card, which can be used online, in-store, or at ATMs, along with a mobile app that allows users to track their spending in real-time, create budgets, and receive instant transaction notifications to keep their finances in check. The platform typically caters to those who are underserved by traditional banks, such as people on lower incomes, those with poor credit histories, or those new to the country.
Pockit is currently available for residents of the following countries:
United KingdomNo matter where you are, at home or abroad, you can access your Pockit account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Pockit is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Pockit doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Pockit is the low (or no!) fees. Pockit has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Pockit offers zero fees on all transactions, including purchases made overseas!
Pockit = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Pockit everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.