Pockit is a mobile banking solution designed to make financial management accessible and straightforward for everyone. This user-friendly mobile bank offers features such as easy-to-open accounts, with no credit checks, offering a solution for individuals who may have difficulty accessing traditional banking services. Users can benefit from low-cost transactions, direct deposits, bill payments, and the ability to send money to both domestic and international recipients. Pockit provides its customers with a prepaid debit card, which can be used online, in-store, or at ATMs, along with a mobile app that allows users to track their spending in real-time, create budgets, and receive instant transaction notifications to keep their finances in check. The platform typically caters to those who are underserved by traditional banks, such as people on lower incomes, those with poor credit histories, or those new to the country.
Pockit is currently available for residents of the following countries:
United Kingdom
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Pockit account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Pockit is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Pockit doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Pockit is the low (or no!) fees. Pockit has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Pockit offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Pockit = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Pockit everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
New 8 comparisons for Pockit
