What is a mobile bank?

A mobile bank operates primarily through a mobile app, allowing users to manage their financial transactions digitally without the need for traditional brick-and-mortar branches.

How secure is mobile banking?

Mobile banks use advanced security measures such as encryption, two-factor authentication, and biometric logins to ensure that your financial data is protected and secure.

Can I open an account with a mobile bank if I am not a resident of the home country?

Many mobile banks offer services to non-residents, though requirements can vary. Check the specific bank’s policies regarding international applications.

What are the main advantages of using a mobile bank?

Mobile banks often offer lower fees, higher convenience through 24/7 digital access, real-time notifications on transactions, and innovative financial management tools compared to traditional banks.

Are there any fees associated with using a mobile bank?

While mobile banks typically offer reduced fees, there may be charges for certain services such as ATM withdrawals outside their network, international transactions, or premium account features.

How do I deposit money into a mobile bank account?

You can deposit money into a mobile bank account via bank transfers, direct deposit, mobile check deposit, and sometimes by depositing cash at partner locations depending on the bank’s infrastructure.

How do I choose a Neobank?

When choosing a neobank, consider factors such as the fees and charges, the range of services offered, customer support availability, security measures, user reviews, and how well it meets your financial needs. Additionally, evaluate any perks or benefits like cashback offers, interest rates on savings, and international transaction fees.

How to open an account with a Neobank?

Opening an account with a neobank usually involves downloading their mobile app or visiting their website, completing an online application form, and providing necessary documents such as a government-issued ID for identity verification. The process is typically quick, often requiring just a few minutes to complete.

What is the difference between a neobank and an online bank?

The main difference between a neobank and an online bank is that neobanks are typically technology-driven startups that do not have their own banking licenses but rely on partnerships with traditional banks to offer banking services, whereas online banks are usually the digital arms of established banks, possessing full banking licenses and offering a broader range of financial services.

Can I have a neobank account and a traditional bank account?

Yes, you can have both a neobank account and a traditional bank account simultaneously. Many people use neobanks for their convenience and innovative features while maintaining a traditional bank account for access to a full range of financial services and in-person customer support.

Are neobanks available worldwide?

Neobanks are increasingly available worldwide, but their presence varies significantly from one region to another. Some neobanks operate globally, while others are restricted to specific countries or regions due to regulatory requirements and licensing issues. Luckily that is where Neolsita comes in. All listed neobanks have an indication of where in the world they are available.

List of all neobanks in United Kingdom in September 2024

Take your pick

The future of banking is here and it's on your mobile – we've got the lowdown on the best app-based banks and how they work.

Explore 41 mobile banks available in United Kingdom

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Wallester

Learn more about Wallester

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NeoScore

4.5

Based in

Estonia

Available in

United Kingdom

and 22 other countries

Available for

Business

Monese

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NeoScore

4.2

Based in

United Kingdom

Available in

United Kingdom

and 18 other countries

Available for

Personal Business

Airwallex

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NeoScore

3.6

Based in

Singapore

Available in

United Kingdom

United States

and 45 other countries

Available for

Business

Payoneer

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NeoScore

4.1

Based in

United States

Available in

United Kingdom

United States

and 183 other countries

Available for

Business

Wamo

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NeoScore

4.4

Based in

Malta

and 2 other countries

Available in

United Kingdom

and 27 other countries

Available for

Business

Everest

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NeoScore

3.7

Based in

Luxembourg

Available in

United Kingdom

and 20 other countries

Available for

Business

Moss

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NeoScore

4.1

Based in

United Kingdom

Available in

United Kingdom

and 7 other countries

Available for

Business

Rooster Money

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NeoScore

4.8

Based in

United Kingdom

Only available in

United Kingdom

Available for

Multipass

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NeoScore

4.4

Based in

United Kingdom

Available in

United Kingdom

and 14 other countries

Available for

Business

Countingup

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NeoScore

4.3

Based in

United Kingdom

Only available in

United Kingdom

Available for

Business

Revolut

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NeoScore

4.5

Based in

United Kingdom

Available in

United Kingdom

and 30 other countries

Available for

Personal Business

Anna

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NeoScore

4.5

Based in

United Kingdom

Only available in

United Kingdom

Available for

Business

Wise

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NeoScore

4.4

Based in

United Kingdom

and 4 other countries

Available in

United Kingdom

United States

and 177 other countries

Available for

Personal Business

Curve

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NeoScore

3.5

Based in

France

Available in

United Kingdom

and 29 other countries

Available for

Personal

Bunq

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NeoScore

3.7

Based in

Netherlands

Available in

United Kingdom

and 29 other countries

Available for

Personal Business

Pleo

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NeoScore

4.2

Based in

United Kingdom

Available in

United Kingdom

and 9 other countries

Available for

Business

GoHenry

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NeoScore

4.3

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Suits Me

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NeoScore

4.2

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal Business

Tide

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NeoScore

4.4

Based in

United Kingdom

Only available in

United Kingdom

Available for

Business

Soldo

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NeoScore

4.6

Based in

United Kingdom

Available in

United Kingdom

and 28 other countries

Available for

Business

TallyMoney

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NeoScore

4.4

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Currensea

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NeoScore

4.9

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal Business

VIALET

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NeoScore

3.0

Based in

Lithuania

Available in

United Kingdom

and 30 other countries

Available for

Business

Nimbl

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NeoScore

4.4

Based in

United Kingdom

Only available in

United Kingdom

Available for

Tandem

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NeoScore

4.2

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Pockit

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NeoScore

3.7

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Shine

Learn more about Shine

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NeoScore

4.7

Based in

United Kingdom

Only available in

United Kingdom

Available for

Business

Starling Bank

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NeoScore

4.8

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Cashplus

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NeoScore

4.2

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Banct

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Go to Banct

NeoScore

4.5

Based in

United Kingdom

Only available in

United Kingdom

Available for

Business

HyperJar

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NeoScore

4.8

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Osper

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NeoScore

4.4

Based in

United Kingdom

Only available in

United Kingdom

Available for

N26

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NeoScore

3.7

Based in

United Kingdom

Available in

United Kingdom

and 6 other countries

Available for

Personal

Kroo

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NeoScore

4.5

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Fineco Bank

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NeoScore

4.6

Based in

Italy

Available in

United Kingdom

and 1 other country

Available for

Personal

Atom Bank

Learn more about Atom Bank

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NeoScore

4.8

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal

Coconut

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NeoScore

4.6

Based in

United Kingdom

Only available in

United Kingdom

Available for

Business

Lydia

Learn more about Lydia

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NeoScore

4.2

Based in

France

Available in

United Kingdom

and 9 other countries

Available for

Personal

Go Solo

Learn more about Go Solo

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NeoScore

3.1

Based in

United Kingdom

Available in

United Kingdom

and 16 other countries

Available for

Business

Holvi

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NeoScore

4.3

Based in

Finland

Available in

United Kingdom

and 8 other countries

Available for

Business

Monzo

Learn more about Monzo

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NeoScore

4.6

Based in

United Kingdom

Only available in

United Kingdom

Available for

Personal Business

Frequently asked questions about neobanks

Everything you need to know about mobile banking. Our FAQ section covers the essentials, offering you insights and answers to the most common questions about managing your finances through mobile banks.

Neobanks in United Kingdom

Take your pick

Explore 41 mobile banks available in United Kingdom

Neobanks in
United Kingdom