Compare Monese and Yapeal

How do Monese and Yapeal compare?

Monese and Yapeal are both mobile banks that offer a range of services to their customers. Monese is aimed at people who need to manage their finances across multiple countries and currencies, while Yapeal is a digital bank that focuses on providing a seamless banking experience through its app.

One of the main differences between the two is that Monese allows users to hold and manage multiple currencies in their account, making it a popular choice for people who frequently travel or live in different countries. Yapeal, on the other hand, operates in Swiss Francs and offers international payments with low fees.

Both Monese and Yapeal offer a variety of features such as free account opening, contactless payment cards, and the ability to set savings goals. Monese also offers a paid subscription service that provides additional features, including higher ATM withdrawal limits and multi-currency transfers, while Yapeal offers a loyalty program that rewards customers with discounts and bonuses.

In terms of fees, Monese charges a small fee for some transactions and currency conversions, while Yapeal offers free withdrawals from ATMs within Switzerland and charges low fees for international transfers.

Overall, Monese is a good option for people who need to manage their finances across multiple countries, while Yapeal is a good choice for those looking for a simple and affordable banking experience in Switzerland.