N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.
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Supported accounts:
Personal
N26 has a Trustpilot rating of 3.5 out of 5, based on 32,827 reviews.
N26 has an Apple App Store rating of 4.6 out of 5, based on 9,763 reviews.
N26 has a Google Play Store rating of 3.4 out of 5, based on 143,591 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
N26 is a digital bank that operates exclusively through a mobile app, offering a streamlined banking experience optimized for smartphones. Founded in 2013, this German-based fintech company has expanded its services across various European countries and has become known for its user-friendly interface and focus on providing a hassle-free banking experience.
As a fully licensed bank, N26 provides customers with features such as real-time transaction notifications, money management tools, and the ability to set spending limits and lock or unlock their N26 Mastercard through the app. Additionally, customers benefit from no-fee international transactions, the ability to send money instantly using MoneyBeam, and access to Spaces, which are sub-accounts for organizing finances.
N26 places a strong emphasis on security with features like fingerprint and face recognition for login, as well as 3D Secure for online payments. The bank also offers various plans, including a free standard account and premium options that provide additional perks such as travel insurance and higher ATM withdrawal limits abroad.
N26's mission is to make banking simple, flexible, and transparent for its customers. As a result, it has been embraced by a particularly tech-savvy, mobile-first generation that values the convenience and control offered by modern neobanks.
Go to N26Download the N26 app in the App Store or Google Play store.
N26 has an App Store rating of 4.6 out of 5 (based on 9,763 reviews).
N26 has a Google Play Store rating of 3.4 out of 5 (based on 143,591 reviews).
Explore what real users have to say about their experiences with N26. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
N26 has been my primary bank for the past five years, and I am very satisfied with their services. As an expat living in Germany, opening an account online was easy and took only minutes, with everything available in English and straightforward. I really appreciate the app interface; it's user-friendly and intuitive. They recently introduced the Instant Savings Account, which offers up to 3% interest (previously 4%) based on your membership type. There is a free membership option, along with paid tiers that provide additional features, benefits, discounts, and insurance. To this day, I have no negative feedback about N26.
13/08/2024
I highly recommend it to everyone. It's the most useful account I've ever had, and the customer support and conditions are excellent. Discover intuitive mobile banking with N26 by using the recommendation code jenschrn0061 when opening your account.
08/08/2024
The best bank in Germany, if not the EU! It offers a comprehensive and fully digital banking experience with an excellent user interface, attractive credit cards, and great customer service. I've been a customer for over seven years and still love it. The only features I'm missing are foreign exchange accounts and the option to have both a private and a business account with N26 simultaneously. Otherwise, everything is perfect. It's a significant improvement over any other bank, including other digital banks.
05/08/2024
I love volunteering for charity; however, I'm facing financial difficulties living near a war border. N26 has been a safe haven for me since it began, and I've never had to pay any fees or deal with uncomfortable safety procedures. Congratulations to the entire team!
06/08/2024
I had a very good experience, especially considering I've been using the free debit card for years. They consistently improve their interface and services. So far, this is my best banking experience among all of them.
11/08/2024
Explore our comprehensive collection of blogs that delve into N26 and the world of mobile banking.
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Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
N26 is a digital bank that operates exclusively through a mobile app, offering a streamlined banking experience optimized for smartphones. Founded in 2013, this German-based fintech company has expanded its services across various European countries and has become known for its user-friendly interface and focus on providing a hassle-free banking experience.
As a fully licensed bank, N26 provides customers with features such as real-time transaction notifications, money management tools, and the ability to set spending limits and lock or unlock their N26 Mastercard through the app. Additionally, customers benefit from no-fee international transactions, the ability to send money instantly using MoneyBeam, and access to Spaces, which are sub-accounts for organizing finances.
N26 places a strong emphasis on security with features like fingerprint and face recognition for login, as well as 3D Secure for online payments. The bank also offers various plans, including a free standard account and premium options that provide additional perks such as travel insurance and higher ATM withdrawal limits abroad.
N26's mission is to make banking simple, flexible, and transparent for its customers. As a result, it has been embraced by a particularly tech-savvy, mobile-first generation that values the convenience and control offered by modern neobanks.
No matter where you are, at home or abroad, you can access your N26 account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with N26 is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. N26 doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use N26 is the low (or no!) fees. N26 has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, N26 offers zero fees on all transactions, including purchases made overseas!
N26 = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With N26 everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
