What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read moreConnecting your debit and credit cards to Curve modernises all your accounts, so you never have to switch banks. All cards become contactless and work with Apple Pay, Google Pay and Samsung Pay. You get a great exchange rate when you travel (and avoid any nasty fees). Plus, cashback from your favourite brands? Win all round.
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Curve is a financial technology company that offers a mobile banking platform designed to simplify and unify the way people spend, send, see, and save money. Instead of carrying multiple cards, Curve consolidates all of a user's credit and debit cards into a single Curve card and an intuitive mobile app. With this app, users can switch the card they want to pay with, even after a transaction has been made, using the unique "Go Back in Time" feature.
Curve provides real-time notifications, zero foreign exchange fees when spending abroad, and offers cashback rewards at selected retailers. It aims to give users better control over their finances with features like instant spend tracking across all accounts, smart budgeting tools, and insights into spending habits. Curve's app also integrates with Apple Pay, Google Pay, and Samsung Pay, making it highly accessible for contactless payments. Furthermore, Curve offers additional financial services such as peer-to-peer payments and the ability to "lock" the Curve card instantly through the app for added security. The platform is designed for users who seek a more convenient and modern way to manage their plastic cards with a single piece of smarter technology.
Go to CurveExplore what real users have to say about their experiences with Curve. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
Curve offers a seamless mobile banking experience, allowing users to pay through their phones with integration to Samsung Pay. It's especially helpful in a crisis, providing support via in-app chat. They follow up effectively and deliver tangible results.
24/07/2024
Relying on the positive reviews on Trustpilot, I made purchases on a website rated 4.9 stars - Jollyshop.it - for a total of 1,500 euros in early May. Unfortunately, I received nothing, and a few days later the website was shut down. Fortunately, I paid with the Curve card, so I filed a chargeback request through customer service on the Curve app, which responded promptly. After submitting all the documentation and waiting almost two months, I finally received a full refund. Jollyshop: 0 stars. TrustPilot: 1 star. Curve card: 5 stars!
15/07/2024
The product is superb. I use it for all my purchases, especially when shopping overseas. It's flawless.
17/07/2024
Great protection for your real bank and credit cards. My Curve card was used in South Africa, and I received a refund for the transactions along with a new card. No problems at all!
04/07/2024
I'm loving my Curve card! 😍 It gives me control over my money 💰 and is so easy to use. The Black Premium Plus card is fantastic! 👍 The rewards, connections, and cashback are top-notch. I'm never looking back again! 😊 Thanks to Curve, my finances are back in the black. Pardon the pun! 🤣
01/06/2024
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Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Curve is a financial technology company that offers a mobile banking platform designed to simplify and unify the way people spend, send, see, and save money. Instead of carrying multiple cards, Curve consolidates all of a user's credit and debit cards into a single Curve card and an intuitive mobile app. With this app, users can switch the card they want to pay with, even after a transaction has been made, using the unique "Go Back in Time" feature.
Curve provides real-time notifications, zero foreign exchange fees when spending abroad, and offers cashback rewards at selected retailers. It aims to give users better control over their finances with features like instant spend tracking across all accounts, smart budgeting tools, and insights into spending habits. Curve's app also integrates with Apple Pay, Google Pay, and Samsung Pay, making it highly accessible for contactless payments. Furthermore, Curve offers additional financial services such as peer-to-peer payments and the ability to "lock" the Curve card instantly through the app for added security. The platform is designed for users who seek a more convenient and modern way to manage their plastic cards with a single piece of smarter technology.
Curve is currently available for residents of the following countries:
Belgium, United Kingdom, France, Germany, Netherlands, Spain, Austria, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, SwedenNo matter where you are, at home or abroad, you can access your Curve account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Curve is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Curve doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Curve is the low (or no!) fees. Curve has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Curve offers zero fees on all transactions, including purchases made overseas!
Curve = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Curve everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.