Curve is a financial technology company that offers a mobile banking platform designed to simplify and unify the way people spend, send, see, and save money. Instead of carrying multiple cards, Curve consolidates all of a user's credit and debit cards into a single Curve card and an intuitive mobile app. With this app, users can switch the card they want to pay with, even after a transaction has been made, using the unique "Go Back in Time" feature.
Curve provides real-time notifications, zero foreign exchange fees when spending abroad, and offers cashback rewards at selected retailers. It aims to give users better control over their finances with features like instant spend tracking across all accounts, smart budgeting tools, and insights into spending habits. Curve's app also integrates with Apple Pay, Google Pay, and Samsung Pay, making it highly accessible for contactless payments. Furthermore, Curve offers additional financial services such as peer-to-peer payments and the ability to "lock" the Curve card instantly through the app for added security. The platform is designed for users who seek a more convenient and modern way to manage their plastic cards with a single piece of smarter technology.
Curve is currently available for residents of the following countries:
Belgium, United Kingdom, France, Germany, Netherlands, Spain, Austria, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Curve account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Curve is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Curve doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Curve is the low (or no!) fees. Curve has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Curve offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Curve = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Curve everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.