Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free.
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Supported accounts:
Personal
Cleo has a Trustpilot rating of 3.9 out of 5, based on 3,256 reviews.
Cleo has an Apple App Store rating of 4.7 out of 5, based on 2,621 reviews.
Cleo has a Google Play Store rating of 4 out of 5, based on 74,796 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
Cleo is an innovative mobile banking application designed to function as a financial assistant for users who want to manage their personal finances more effectively. This AI-driven fintech platform offers an engaging user interface and utilizes chatbot technology to provide personalized financial advice, budgeting tools, and insightful spending analytics to its customers.
One of the standout features of Cleo is its ability to analyze users' spending habits and transactions, giving them a clearer understanding of where their money goes. The app encourages users to set financial goals, save money, and avoid overdraft fees by sending timely alerts and reminders. Users can interact with Cleo through a conversational interface, making the experience more interactive and user-friendly.
Additionally, Cleo provides features such as automatic savings, where it calculates an affordable amount to save each week, and 'Cleo Score', which is an innovative way to track financial health. The platform may also offer other services such as cashback rewards, salary advances, and a wallet feature to help users manage their daily expenditures with ease.
With security as a priority, Cleo employs advanced encryption and security measures to keep users' data and money safe. The app aims to simplify financial management and empower users to take control of their finances with confidence and ease.
Go to CleoDownload the Cleo app in the App Store or Google Play store.
Cleo has an App Store rating of 4.7 out of 5 (based on 2,621 reviews).
Cleo has a Google Play Store rating of 4 out of 5 (based on 74,796 reviews).
Explore what real users have to say about their experiences with Cleo. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
This app is amazing! Seriously, it's both funny and helpful. It hilariously calls out my spending habits, which really makes me laugh and realize my issues. It's the funniest and most supportive tool for tracking expenses. Thank you for helping me manage my budget!
15/08/2024
Cleo offers a unique approach to managing your finances, combining witty humor with hard-hitting truths that you may not want to acknowledge. It provided me with a loan while also helping me understand the reasons behind needing it in the first place.
02/08/2024
It helps a lot when I'm in a bind. Thank you, Cleo! 😊✨
15/08/2024
The process is really quick and easy. Although I was a bit disappointed around Christmas because I couldn’t get as much as I hoped, I now understand that their method has its reasons. It does cost a little extra for instant deposits, but overall, it's efficient. They also track your spending habits, which is a nice touch. I would definitely recommend this service.
28/01/2023
I shopped at Store #267 and received excellent assistance from Chantal. She listened to my needs, provided helpful advice on fit, and suggested items I might not have considered, all without any pressure.
24/04/2024
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Cleo is an innovative mobile banking application designed to function as a financial assistant for users who want to manage their personal finances more effectively. This AI-driven fintech platform offers an engaging user interface and utilizes chatbot technology to provide personalized financial advice, budgeting tools, and insightful spending analytics to its customers.
One of the standout features of Cleo is its ability to analyze users' spending habits and transactions, giving them a clearer understanding of where their money goes. The app encourages users to set financial goals, save money, and avoid overdraft fees by sending timely alerts and reminders. Users can interact with Cleo through a conversational interface, making the experience more interactive and user-friendly.
Additionally, Cleo provides features such as automatic savings, where it calculates an affordable amount to save each week, and 'Cleo Score', which is an innovative way to track financial health. The platform may also offer other services such as cashback rewards, salary advances, and a wallet feature to help users manage their daily expenditures with ease.
With security as a priority, Cleo employs advanced encryption and security measures to keep users' data and money safe. The app aims to simplify financial management and empower users to take control of their finances with confidence and ease.
Cleo is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Cleo account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Cleo is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Cleo doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Cleo is the low (or no!) fees. Cleo has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Cleo offers zero fees on all transactions, including purchases made overseas!
Cleo = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Cleo everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
