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Meet the money app that's got your back

Meet the no B.S. money app that's helped 4 million people budget better, build credit, and escape their overdraft. Try it for free.

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Last synced on Apr 18, 2024
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Based in
United States
Available in
United States
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TrustScore 3.9 |  3,232 reviews


Cleo is an innovative mobile banking application designed to function as a financial assistant for users who want to manage their personal finances more effectively. This AI-driven fintech platform offers an engaging user interface and utilizes chatbot technology to provide personalized financial advice, budgeting tools, and insightful spending analytics to its customers.

One of the standout features of Cleo is its ability to analyze users' spending habits and transactions, giving them a clearer understanding of where their money goes. The app encourages users to set financial goals, save money, and avoid overdraft fees by sending timely alerts and reminders. Users can interact with Cleo through a conversational interface, making the experience more interactive and user-friendly.

Additionally, Cleo provides features such as automatic savings, where it calculates an affordable amount to save each week, and 'Cleo Score', which is an innovative way to track financial health. The platform may also offer other services such as cashback rewards, salary advances, and a wallet feature to help users manage their daily expenditures with ease.

With security as a priority, Cleo employs advanced encryption and security measures to keep users' data and money safe. The app aims to simplify financial management and empower users to take control of their finances with confidence and ease.

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Compare Cleo with other mobile banks

Difficult to pick a mobile bank? Here's how Cleo compares to some other neobanks.

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Download the Cleo app in the App Store or Google Play store.

Cleo has an App Store rating of 4.7 out of 5 (based on 2,621 reviews).

Cleo has a Google Play Store rating of 4 out of 5 (based on 63,611 reviews).

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FAQs about Cleo?

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