Shine is a mobile banking platform designed for freelancers, entrepreneurs, and small businesses looking to streamline their financial operations. With a user-friendly interface, it offers a suite of financial services tailored to the needs of modern independent workers. Shine integrates various features such as online banking, invoicing, expense management, and real-time financial insights to help users manage their business finances more effectively.
The app also includes tools for creating and sending professional invoices, tracking payments, and managing cash flow. Furthermore, it provides dedicated business accounts, which enable users to separate personal and business finances, simplifying accounting processes and tax preparation. Security is a top priority for Shine, and the platform employs state-of-the-art protection measures to keep users' financial information safe.
Shine's mobile-first approach ensures that entrepreneurs have access to their financial data wherever they go, allowing them to make informed decisions quickly and stay on top of their business commitments. Typically, such platforms may offer additional support like customer service or educational resources to navigate the complexities of financial management. Shine aims to empower small business owners and freelancers with a convenient and comprehensive banking solution, right from their smartphones.
Shine is currently available for residents of the following countries:
France
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Shine account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Shine is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Shine doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Shine is the low (or no!) fees. Shine has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Shine offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Shine = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Shine everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
New 8 comparisons for Shine
