Hiver is an innovative neobank designed to cater to the modern financial needs of tech-savvy consumers seeking efficient money management solutions. At its core, Hiver integrates cutting-edge technology with an intuitive user interface to simplify everyday banking tasks for its users.
Key features of Hiver include a seamless mobile application, real-time transaction alerts, and advanced budgeting tools that help users track and optimize their spending. The application also offers instant peer-to-peer transfers, a virtual card option for secure online shopping, and personalized financial insights that empower users to make informed decisions.
Hiver's target audience consists of millennials and Gen Z individuals who prioritize flexibility, convenience, and innovation in their banking experience. The neobank appeals to digital natives who value having banking solutions at their fingertips and appreciate the efficiency of digital-first financial services.
Benefits of Hiver encompass streamlined account opening processes, zero monthly maintenance fees, and competitive interest rates on savings accounts. Users of Hiver can also enjoy exceptional customer support, available 24/7 through chat, ensuring all client inquiries and issues are addressed promptly.
Overall, Hiver aims to revolutionize the traditional banking experience by offering a modern, customer-centric approach tailored to the needs of today’s digital consumer.
Hiver is currently available for residents of the following countries:
Australia
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Hiver account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Hiver is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Hiver doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Hiver is the low (or no!) fees. Hiver has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Hiver offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Hiver = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Hiver everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
