Djamo is a cutting-edge Neobank based in Côte d'Ivoire (Ivory Coast) that aims to revolutionize banking services in the region by leveraging modern technology to provide seamless financial solutions. Focused on delivering convenience and accessibility, Djamo offers a digital banking experience that caters to the unique needs of individuals and businesses across Francophone Africa.
The platform provides a user-friendly mobile application that allows customers to easily manage their finances, including making payments, transferring money, and tracking spending in real time. Djamo prides itself on creating a simple and efficient banking process for its users, eliminating the need for traditional branch visits and paperwork.
Djamo's services include no-fee accounts, instant transfers, bill payments, and the ability to quickly create and manage virtual or physical cards. The Neobank has built a robust architecture focused on security, ensuring that users' financial information remains safe and protected at all times.
One of the core missions of Djamo is financial inclusion, striving to bring banking services to a broader audience, especially those previously underserved by traditional financial institutions. By addressing the everyday financial needs of its customers, Djamo is playing a significant role in transforming the landscape of personal finance in West Africa.
With a strong commitment to customer satisfaction, Djamo continues to innovate and expand its offerings, positioning itself as a leader in the rapidly growing digital banking sector across the African continent.
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Djamo account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Djamo is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Djamo doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Djamo is the low (or no!) fees. Djamo has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Djamo offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Djamo = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Djamo everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.