Current is a mobile banking app designed to cater to the needs of modern-day users looking for convenience and innovative financial solutions. With an emphasis on user experience, Current provides a suite of features designed to manage money more efficiently. It offers spending insights, savings goals, and budgeting tools to help users take control of their finances.
The platform stands out by offering early direct deposit, allowing users to access their paychecks up to two days earlier than traditional banks. Current also has no hidden fees, which means no overdraft fees, no minimum balance fees, and free ATM withdrawals within an extensive network.
For parents, Current offers a teen account, which includes a debit card and app with customizable parental controls. This allows parents to monitor spending, set limits, and encourage financial responsibility. Furthermore, the app offers rewards for purchases, providing an additional incentive for users to manage their money through Current. It's designed to be secure, user-friendly, and accessible, making banking more inclusive and adapted to a fast-paced lifestyle.
Current is currently available for residents of the following countries:
United States
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Current account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Current is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Current doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Current is the low (or no!) fees. Current has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Current offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Current = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Current everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
