No monthly fees. 60k+ ATMs. Build credit. Get fee-free overdraft up to $200. Chime is a tech co, not a bank. Banking services provided by bank partners.
Go to Chime Learn moreWe put every effort into ensuring information on Neolista is accurate. Double-check details that matter to you before opening an account.
Supported accounts:
Personal
Chime has a Trustpilot rating of 2.1 out of 5, based on 9,474 reviews.
Chime has an Apple App Store rating of 4.8 out of 5, based on 937,900 reviews.
Chime has a Google Play Store rating of 4.7 out of 5, based on 725,266 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
Chime is an innovative fintech company that operates as a mobile banking platform. It provides customers with a user-friendly mobile app combined with no-fee checking and savings accounts, automatic savings features, and early direct deposit services. With Chime, users can receive their paycheck up to two days early when they set up direct deposit, which can be a significant advantage for budgeting and financial planning. Chime also offers a Visa debit card, which can be used with no foreign transaction fees and a network of fee-free ATMs.
One of the key benefits of Chime is its commitment to no hidden fees. It does not charge monthly maintenance fees, minimum balance fees, or overdraft fees. In fact, Chime provides an Overdraft-free feature called SpotMe, which allows eligible members to overdraw their account without penalty within set limits. Furthermore, Chime uses real-time alerts to keep customers informed about their transactions and account balances, adding an extra layer of financial security and awareness.
Another feature that distinguishes Chime from traditional banks is its Automatic Savings program. When a transaction is made with the Chime Visa debit card, transactions can be rounded up to the nearest dollar, and the roundup can be automatically transferred to the savings account. Additionally, customers have the option to automatically transfer a percentage of every paycheck directly into their savings.
Chime focuses heavily on community and customer service, despite being a branchless bank, providing assistance through their in-app support, website, and phone lines. Its user-centric design, paired with competitive features, makes Chime a popular choice among those seeking a modern banking solution that fits a digital and on-the-go lifestyle.
Go to ChimeDownload the Chime app in the App Store or Google Play store.
Chime has an App Store rating of 4.8 out of 5 (based on 937,900 reviews).
Chime has a Google Play Store rating of 4.7 out of 5 (based on 725,266 reviews).
Explore what real users have to say about their experiences with Chime. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
I've been using Direct Deposit with Chime for about 3 years now. Initially, I was disappointed because my Spot Me limit was only $20, but now I can access up to $100, broken into smaller amounts. It’s free to receive within 24 hours, or instant for a $2.50 fee. This feature has saved me several times, and I really appreciate it, especially as I live on disability. The Chime app is user-friendly for everyone. I'm grateful to Chime for adding me to My Pay. Also, if you have Chime, feel free to boost me! $lex69✌️
31/07/2024
Chime is a fantastic company with 24-hour customer service. They offer numerous security features, including the ability to lock your card. You can also deposit money for free at Walgreens. It's a great card, and their app is user-friendly and free to use.
03/08/2024
I am very grateful for Chime's loyalty. ⭐️⭐️⭐️⭐️⭐️
05/08/2024
Excellent service with helpful overdraft privileges and great deals. I receive my paycheck two days early, and the dispute process is straightforward. It has also positively impacted my credit score. I can pay and get paid by anyone easily, and transferring money is a breeze. This is the best thing I've experienced in a long time!
07/07/2024
I've used Chime for a couple of years and am completely satisfied. Their app is informative, clear, functional, and more reliable than many other banking apps. The policies are straightforward and fair, the accounts are useful, and it has significantly helped improve my credit score.
25/06/2024
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Chime is an innovative fintech company that operates as a mobile banking platform. It provides customers with a user-friendly mobile app combined with no-fee checking and savings accounts, automatic savings features, and early direct deposit services. With Chime, users can receive their paycheck up to two days early when they set up direct deposit, which can be a significant advantage for budgeting and financial planning. Chime also offers a Visa debit card, which can be used with no foreign transaction fees and a network of fee-free ATMs.
One of the key benefits of Chime is its commitment to no hidden fees. It does not charge monthly maintenance fees, minimum balance fees, or overdraft fees. In fact, Chime provides an Overdraft-free feature called SpotMe, which allows eligible members to overdraw their account without penalty within set limits. Furthermore, Chime uses real-time alerts to keep customers informed about their transactions and account balances, adding an extra layer of financial security and awareness.
Another feature that distinguishes Chime from traditional banks is its Automatic Savings program. When a transaction is made with the Chime Visa debit card, transactions can be rounded up to the nearest dollar, and the roundup can be automatically transferred to the savings account. Additionally, customers have the option to automatically transfer a percentage of every paycheck directly into their savings.
Chime focuses heavily on community and customer service, despite being a branchless bank, providing assistance through their in-app support, website, and phone lines. Its user-centric design, paired with competitive features, makes Chime a popular choice among those seeking a modern banking solution that fits a digital and on-the-go lifestyle.
Chime is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Chime account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Chime is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Chime doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Chime is the low (or no!) fees. Chime has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Chime offers zero fees on all transactions, including purchases made overseas!
Chime = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Chime everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
