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The #1 most loved banking app™

No monthly fees. 60k+ ATMs. Build credit. Get fee-free overdraft up to $200. Chime is a tech co, not a bank. Banking services provided by bank partners.

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Last synced on Nov 12, 2024
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Supported accounts:

Personal
Based in
United States
Available in
United States

Trustpilot

Chime has a Trustpilot rating of 2.3 out of 5, based on 9,334 reviews.

App Store

Chime has an Apple App Store rating of 4.8 out of 5, based on 833,875 reviews.

Play Store

Chime has a Google Play Store rating of 4.7 out of 5, based on 659,438 reviews.

Neolista Score

4.7

A trusted, all-in-one rating that simplifies feedback from across the web.

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  • Based on 1,502,647 reviews
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What is Chime?

Chime is an innovative fintech company that operates as a mobile banking platform. It provides customers with a user-friendly mobile app combined with no-fee checking and savings accounts, automatic savings features, and early direct deposit services. With Chime, users can receive their paycheck up to two days early when they set up direct deposit, which can be a significant advantage for budgeting and financial planning. Chime also offers a Visa debit card, which can be used with no foreign transaction fees and a network of fee-free ATMs.

One of the key benefits of Chime is its commitment to no hidden fees. It does not charge monthly maintenance fees, minimum balance fees, or overdraft fees. In fact, Chime provides an Overdraft-free feature called SpotMe, which allows eligible members to overdraw their account without penalty within set limits. Furthermore, Chime uses real-time alerts to keep customers informed about their transactions and account balances, adding an extra layer of financial security and awareness.

Another feature that distinguishes Chime from traditional banks is its Automatic Savings program. When a transaction is made with the Chime Visa debit card, transactions can be rounded up to the nearest dollar, and the roundup can be automatically transferred to the savings account. Additionally, customers have the option to automatically transfer a percentage of every paycheck directly into their savings.

Chime focuses heavily on community and customer service, despite being a branchless bank, providing assistance through their in-app support, website, and phone lines. Its user-centric design, paired with competitive features, makes Chime a popular choice among those seeking a modern banking solution that fits a digital and on-the-go lifestyle.

Go to Chime

Manage your money on the go.

Download the Chime app in the App Store or Google Play store.

Chime has an App Store rating of 4.8 out of 5 (based on 833,875 reviews).

Chime has a Google Play Store rating of 4.7 out of 5 (based on 659,438 reviews).

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5-Star reviews from happy users

Explore what real users have to say about their experiences with Chime. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.

  • Chime steps it up with MY PAY😲…

    I've been using Direct Deposit with Chime for about 3 years now. Initially, I was disappointed because my Spot Me limit was only $20, but now I can access up to $100, broken into smaller amounts. It’s free to receive within 24 hours, or instant for a $2.50 fee. This feature has saved me several times, and I really appreciate it, especially as I live on disability. The Chime app is user-friendly for everyone. I'm grateful to Chime for adding me to My Pay. Also, if you have Chime, feel free to boost me! $lex69✌️

    Trustpilot

    David

    31/07/2024

  • Chime is great company and has 24 hour…

    Chime is a fantastic company with 24-hour customer service. They offer numerous security features, including the ability to lock your card. You can also deposit money for free at Walgreens. It's a great card, and their app is user-friendly and free to use.

    Trustpilot

    Tim

    03/08/2024

Latest blogs about Chime and others

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Chime FAQs

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