Take your savings and mortgages with you wherever you are, 24/7.
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Supported accounts:
Personal
Atom Bank has a Trustpilot rating of 4.9 out of 5, based on 14,623 reviews.
Atom Bank has an Apple App Store rating of 4.8 out of 5, based on 55,161 reviews.
Atom Bank has a Google Play Store rating of 4.8 out of 5, based on 15,403 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
Atom Bank is a mobile banking application that provides a range of personal and business banking services exclusively through its app. Founded in 2014 and headquartered in Durham, UK, it has positioned itself as the UK's first bank designed for digital and optimized for mobile users, offering services without any physical branches. Atom Bank's product offerings typically include savings accounts, mortgages, business loans, and more, all managed through an intuitive, secure, and user-friendly mobile app interface. The bank emphasizes customer experience, leveraging technology such as biometric security for identity verification and providing 24/7 customer support. As a challenger bank, Atom Bank aims to disrupt the traditional banking landscape by offering competitive rates, low fees, and a focus on innovation and customer service.
Go to Atom BankDownload the Atom Bank app in the App Store or Google Play store.
Atom Bank has an App Store rating of 4.8 out of 5 (based on 55,161 reviews).
Atom Bank has a Google Play Store rating of 4.8 out of 5 (based on 15,403 reviews).
Explore what real users have to say about their experiences with Atom Bank. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
An excellent online bank with very competitive interest rates. The app is easy to use and user-friendly. I have saved in a couple of fixed-term accounts, and it's simple to open a new account when one is reaching maturity and transfer funds from the old to the new. You can choose to reinvest the entire amount or withdraw just the interest. So simple!
15/08/2024
The app is easy to use, with clear and concise language. It offers a range of security options for logging in, which boosts my confidence. The interest rates are comparable to, or better than, those of high street competitors.
15/08/2024
Atom deserves the highest praise. I've had both a current account and fixed savings accounts with them. Their interest rates are consistently competitive, often among the highest available. Communication is straightforward, and the app is the most user-friendly and efficient I've ever encountered.
15/08/2024
The Atom App is very user-friendly, with a clear layout that allows you to easily view both the interest paid and predicted interest on your savings. Transferring money from my nominated account to Atom savings was instantaneous, and I received a text notification confirming the transfer. Highly recommend Atom Bank.
15/08/2024
This app is incredibly user-friendly. Setting up an account is straightforward, and transferring to another account or creating a new Atom account when an account matures is also hassle-free. Overall, it's far easier to use than many well-known banks.
15/08/2024
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Atom Bank is a mobile banking application that provides a range of personal and business banking services exclusively through its app. Founded in 2014 and headquartered in Durham, UK, it has positioned itself as the UK's first bank designed for digital and optimized for mobile users, offering services without any physical branches. Atom Bank's product offerings typically include savings accounts, mortgages, business loans, and more, all managed through an intuitive, secure, and user-friendly mobile app interface. The bank emphasizes customer experience, leveraging technology such as biometric security for identity verification and providing 24/7 customer support. As a challenger bank, Atom Bank aims to disrupt the traditional banking landscape by offering competitive rates, low fees, and a focus on innovation and customer service.
Atom Bank is currently available for residents of the following countries:
United KingdomNo matter where you are, at home or abroad, you can access your Atom Bank account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Atom Bank is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Atom Bank doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Atom Bank is the low (or no!) fees. Atom Bank has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Atom Bank offers zero fees on all transactions, including purchases made overseas!
Atom Bank = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Atom Bank everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
