Compare Revolut vs Atom Bank to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Revolut and Atom Bank.
Go compare All comparisonsRevolut and Atom Bank are two mobile banks that offer digital financial services to their customers. Both companies provide innovative features and user-friendly interfaces, allowing users to manage their finances on the go.
One of the main differences between Revolut and Atom Bank is their focus. Revolut is focused on providing international banking services, including multi-currency accounts, free overseas ATM withdrawals, and cryptocurrency trading and investment services. Atom Bank, on the other hand, is more focused on providing a full range of banking services to UK residents, including mortgages, savings accounts, and personal loans.
In terms of features, both Revolut and Atom Bank offer virtual and physical debit cards, mobile payments, and budgeting tools. However, Atom Bank differentiates itself by offering users a wide range of financial products, including competitive savings accounts and fixed-rate mortgages.
Another key difference between the two mobile banks is their pricing model. While both offer free basic accounts, Revolut charges for some premium services, such as unlimited foreign exchange and travel insurance. Atom Bank generates revenue through traditional banking services, such as interest on loans and mortgages.
Overall, both Revolut and Atom Bank offer unique digital banking solutions that appeal to different customer segments. Revolut may be more attractive to frequent travelers and those who frequently use foreign currencies, while Atom Bank may be a better fit for UK residents looking for a full range of banking services, including mortgages, savings accounts, and personal loans, with the added convenience of a mobile app.
Revolut has a Neolista score of 4.5 out of 5.
Atom Bank has a Neolista score of 4.8 out of 5.
Revolut is available for both personal and business customers. Revolut offers accounts for teenagers.
Atom Bank is only available for personal customers.