Lydia is a banking app for sending and receiving money, paying, saving up… Money management just became a breeze.
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Supported accounts:
Personal
Lydia has a Trustpilot rating of 4.4 out of 5, based on 14,956 reviews.
Lydia has an Apple App Store rating of 4.5 out of 5, based on 76,153 reviews.
Lydia has a Google Play Store rating of 3 out of 5, based on 73,755 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
Lydia is a versatile mobile banking application designed to streamline financial transactions for users seeking a seamless and intuitive interface for managing their money. This innovative app allows users to perform a variety of banking operations, from simple everyday transactions like sending and receiving money to more complex financial activities such as setting up group accounts, creating money pots, and managing personal budgets.
With a strong emphasis on user experience, Lydia incorporates cutting-edge technologies like instant payment processing, contactless mobile payments, and robust security features ensuring that users' financial data is safe and secure. Moreover, Lydia stands out with its social finance features, enabling friends and family to easily share expenses and track joint spending without the hassle of traditional banking systems.
Lydia also caters to the needs of both individuals and businesses by offering tailored solutions that include features like issuing Mastercard cards, providing detailed financial analytics, and integrating with other fintech services. All of this is accessible through a clean and friendly user interface that makes mobile banking not just convenient but also enjoyable.
Go to LydiaDownload the Lydia app in the App Store or Google Play store.
Lydia has an App Store rating of 4.5 out of 5 (based on 76,153 reviews).
Lydia has a Google Play Store rating of 3 out of 5 (based on 73,755 reviews).
Explore what real users have to say about their experiences with Lydia. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
The navigation is easy, and the interface is user-friendly, making it very useful for managing common expenses. Additionally, there are no fees for international payments.
11/05/2024
Great app! No fees and easy to use, perfect for managing personal finances.
05/05/2024
Facile à ouvrir et simple d’utilisation, on peut voir en temps réel les dépenses et le solde restant.
25/04/2024
A reliable Visa card service. I appreciate that my current balance is displayed immediately after making a payment. It would be helpful to add personal descriptions to the debits, as offered by some other banks. However, the login process is somewhat lengthy and cumbersome. Overall, I'm quite satisfied with Lydia.
14/03/2024
Super application, j'adore ! Les transactions se font rapidement et sans surprise. Je la recommande vivement. J'ai également pris la carte gratuite qui l'accompagne.
30/03/2024
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Lydia is a versatile mobile banking application designed to streamline financial transactions for users seeking a seamless and intuitive interface for managing their money. This innovative app allows users to perform a variety of banking operations, from simple everyday transactions like sending and receiving money to more complex financial activities such as setting up group accounts, creating money pots, and managing personal budgets.
With a strong emphasis on user experience, Lydia incorporates cutting-edge technologies like instant payment processing, contactless mobile payments, and robust security features ensuring that users' financial data is safe and secure. Moreover, Lydia stands out with its social finance features, enabling friends and family to easily share expenses and track joint spending without the hassle of traditional banking systems.
Lydia also caters to the needs of both individuals and businesses by offering tailored solutions that include features like issuing Mastercard cards, providing detailed financial analytics, and integrating with other fintech services. All of this is accessible through a clean and friendly user interface that makes mobile banking not just convenient but also enjoyable.
Lydia is currently available for residents of the following countries:
Belgium, France, Germany, Ireland, Italy, Luxembourg, Monaco, Portugal, Spain, United KingdomNo matter where you are, at home or abroad, you can access your Lydia account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Lydia is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Lydia doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Lydia is the low (or no!) fees. Lydia has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Lydia offers zero fees on all transactions, including purchases made overseas!
Lydia = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Lydia everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
