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Home for your business finances

Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.

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Last updated July 26, 2026
Holvi cover

Supported accounts:

Business
Based in
Finland
Available in
Austria
and
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Trustpilot

Holvi has a Trustpilot rating of 4.4 out of 5, based on 2,436 reviews.

Neolista Score

4.4

A trusted, all-in-one rating that simplifies feedback from across the web.

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  • Based on 2,436 reviews
  • Easy to compare
  • Updated every day
  • Based on 1 source

Manage your money on the go.

Download the Holvi app from the App Store or Google Play.

Open accounts, move money, manage cards, and track spending — straight from your phone.

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Five-star reviews from happy users

Explore what real users have to say about their experiences with Holvi. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.

Excelente for a small business with…

Excelente for a small business with international connections and ambitions and the same time streight forward and clear and reliable over the the Finnish way

Trustpilot

Andrei Planson

July 25, 2026

For Entrepreneur

I am using Holvi since 2024. I am really very satisfied I felt zero downtime during this period and now multi currency account option is great. I am satisfied and recommend specially to new entrepreneurs. Thank you

Trustpilot

Syed Abbas

July 16, 2026

Latest articles about Holvi and others

Explore our collection of articles covering Holvi and the wider world of digital finance.

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Holvi FAQs

Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Holvi.

Holvi is a digital banking platform designed for freelancers, entrepreneurs, and small businesses. It is an online-only financial management service that combines traditional banking features with tools tailored to support the needs of independent workers and small enterprises. Users can open an account entirely online, without the need for a physical branch.

The service offers features such as invoicing, expense management, and bookkeeping integrations, aimed at simplifying financial administration. Holvi provides a business Mastercard linked to the account, enabling easy tracking of expenses. It also has budgeting tools and real-time notifications to help users keep track of their financial activity.

Holvi places a strong emphasis on user experience, with a well-designed mobile app and a user-friendly web interface. This makes it easy for customers to manage their finances on-the-go. As a fintech entity, Holvi adheres to rigorous security standards to ensure the protection of its customers' funds and financial data.

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