Holvi is a digital banking platform designed for freelancers, entrepreneurs, and small businesses. It is an online-only financial management service that combines traditional banking features with tools tailored to support the needs of independent workers and small enterprises. Users can open an account entirely online, without the need for a physical branch.
The service offers features such as invoicing, expense management, and bookkeeping integrations, aimed at simplifying financial administration. Holvi provides a business Mastercard linked to the account, enabling easy tracking of expenses. It also has budgeting tools and real-time notifications to help users keep track of their financial activity.
Holvi places a strong emphasis on user experience, with a well-designed mobile app and a user-friendly web interface. This makes it easy for customers to manage their finances on-the-go. As a fintech entity, Holvi adheres to rigorous security standards to ensure the protection of its customers' funds and financial data.
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Holvi account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Holvi is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Holvi doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Holvi is the low (or no!) fees. Holvi has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Holvi offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Holvi = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Holvi everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.