Genome is a modern neobank designed to streamline the financial experience for individuals and businesses with cutting-edge digital solutions. It offers a comprehensive suite of services that integrate seamlessly with everyday financial activities, providing a hassle-free banking environment.
Main features of Genome include multi-currency accounts, which enable users to hold, exchange, and transfer funds in various currencies. It also offers a user-friendly interface through which customers can manage their accounts, track spending, and set up automated payments with ease. Genome provides advanced security measures such as two-factor authentication and real-time fraud monitoring to safeguard customer data and transactions.
Genome's target audience includes tech-savvy individuals, freelancers, SMEs, startups, and companies engaged in international trade. It appeals to those looking for instant access to banking services without the limitations of traditional banking hours and locations.
Benefits of using Genome include competitive exchange rates for cross-border transactions, reduced fees compared to conventional banks, and the convenience of managing finances entirely online. The neobank also offers a suite of financial analytics tools to help businesses optimize cash flow and make informed financial decisions.
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Genome account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Genome is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Genome doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Genome is the low (or no!) fees. Genome has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Genome offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Genome = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Genome everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.