Found é um aplicativo para dispositivos móveis e desktop que permite a freelancers e autônomos realizarem suas operações bancárias empresariais, acompanharem a contabilidade e gerenciarem suas despesas por meio de uma única plataforma. O Found oferece aos usuários um cartão de débito Mastercard para despesas empresariais, e a empresa disponibiliza ferramentas de impostos e faturamento, como geração automática de faturas e a possibilidade de pagar impostos pelo aplicativo.
O Found não possui taxa mensal, a menos que você opte por fazer um upgrade para o Found+, uma conta de assinatura paga recém-lançada, para obter mais benefícios. Alguns desses benefícios incluem a capacidade de importação automática de despesas a partir de recibos, ganhar 1,5% APY sobre saldos de até $250k e outras funcionalidades premium de impostos e contabilidade.
Found está atualmente disponível para residentes dos seguintes países:
Estados Unidos
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Found account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Found is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Found doesn’t require a copy of your credit history to approve your account, meaning you can sign up in minutes.
Lower fees
Another main reason to use Found is the low fees. Found has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Found everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. Found's core features are free. Found also offers an optional paid product, Found Plus for $19.99 / month or $149.99 / year. Advanced, optional add-on bookkeeping software available with a Found Plus subscription. There are no monthly account maintenance fees, but transactional fees for wires, instant transfers, and ATM apply. Read more here.