What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read moreCurrensea's debit card connects directly to your existing bank account, without the hassle of inconvenient top-ups and different accounts.
Go to Currensea Learn moreWe put every effort into ensuring information on Neolista is accurate. Double-check details that matter to you before opening an account.
Supported accounts:
Business PersonalA trusted, all-in-one rating that simplifies feedback from across the web.
Currensea is a mobile banking solution that offers a unique, direct debit travel card designed to simplify currency management for those who travel frequently or engage in cross-border financial transactions. The platform is integrated directly with users' existing bank accounts, eliminating the need to top up a separate travel card or open a new bank account. Currensea aims to reduce or remove foreign transaction fees and provides competitive exchange rates, making spending abroad more cost-effective.
The service boasts easy setup and operation through its intuitive mobile app, where users can track expenditures in real-time, view transaction histories, and manage their card settings. Currensea's security measures include strong customer authentication, real-time fraud protection, and the ability to freeze or unfreeze the card instantly via the app. By simplifying the process of spending abroad, Currensea positions itself as a practical choice for both casual and frequent travelers who wish to manage their finances seamlessly across different currencies.
Go to CurrenseaExplore what real users have to say about their experiences with Currensea. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
This is an excellent product that offers a great exchange rate for purchases and ATM cash while traveling abroad, all without the need to change your bank account. It conveniently loads into Apple Pay or Google Wallet for contactless payments. The information provided about transactions is also very helpful.
13/08/2024
This card is fantastic! The customer service is excellent, the app works seamlessly, and it's accepted almost everywhere. It linked to Apple Pay effortlessly and provides daily updates on spending, savings, and exchange rates. While some users have mentioned that transactions can take up to a week to appear, my experience with Barclays has shown nearly immediate updates in the Barclays app. Perhaps the delay varies by bank. Overall, I find it excellent and plan to use it all the time—I won't be going back!
13/08/2024
I started using this card last year and initially could only use the PIN for purchases, but now I'm able to make contactless payments. I always receive notifications after making a purchase, which helps me keep track of my spending. I highly recommend this card company.
12/08/2024
Brilliant! As soon as you pay with the card, you receive a notification indicating the cost along with the conversion. It's easy to keep track of expenses. This is better than a pre-loaded card, as it takes funds directly from your main bank account without any hidden charges.
12/08/2024
Easy to use. Directly connects to my bank account, eliminating the need to transfer cash. I experienced significant savings on everyday transactions while abroad.
15/08/2024
Explore our comprehensive collection of blogs that delve into Currensea and the world of mobile banking.
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read morePleo, MultiPass, and Wamo are three companies at the forefront of this transformation, each offering unique services that cater to the modern business's needs.
Read moreThe financial services industry is undergoing a revolution, driven by a new generation of financial institutions: neobanks. But what exactly are neobanks, and how are they shaking things up for traditional banks?
Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Currensea is a mobile banking solution that offers a unique, direct debit travel card designed to simplify currency management for those who travel frequently or engage in cross-border financial transactions. The platform is integrated directly with users' existing bank accounts, eliminating the need to top up a separate travel card or open a new bank account. Currensea aims to reduce or remove foreign transaction fees and provides competitive exchange rates, making spending abroad more cost-effective.
The service boasts easy setup and operation through its intuitive mobile app, where users can track expenditures in real-time, view transaction histories, and manage their card settings. Currensea's security measures include strong customer authentication, real-time fraud protection, and the ability to freeze or unfreeze the card instantly via the app. By simplifying the process of spending abroad, Currensea positions itself as a practical choice for both casual and frequent travelers who wish to manage their finances seamlessly across different currencies.
Currensea is currently available for residents of the following countries:
United KingdomNo matter where you are, at home or abroad, you can access your Currensea account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Currensea is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Currensea doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Currensea is the low (or no!) fees. Currensea has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Currensea offers zero fees on all transactions, including purchases made overseas!
Currensea = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Currensea everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.