Currensea is a mobile banking solution that offers a unique, direct debit travel card designed to simplify currency management for those who travel frequently or engage in cross-border financial transactions. The platform is integrated directly with users' existing bank accounts, eliminating the need to top up a separate travel card or open a new bank account. Currensea aims to reduce or remove foreign transaction fees and provides competitive exchange rates, making spending abroad more cost-effective.
The service boasts easy setup and operation through its intuitive mobile app, where users can track expenditures in real-time, view transaction histories, and manage their card settings. Currensea's security measures include strong customer authentication, real-time fraud protection, and the ability to freeze or unfreeze the card instantly via the app. By simplifying the process of spending abroad, Currensea positions itself as a practical choice for both casual and frequent travelers who wish to manage their finances seamlessly across different currencies.
Currensea is currently available for residents of the following countries:
United Kingdom
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Currensea account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Currensea is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Currensea doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Currensea is the low (or no!) fees. Currensea has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Currensea offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Currensea = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Currensea everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.