Bnext is a mobile banking solution designed for the modern, tech-savvy customer who is looking for a convenient and intuitive banking experience. As a Spanish neobank, it operates primarily through a user-friendly app, allowing customers to manage their finances on-the-go. Bnext offers a range of financial services including a personal checking account, a Visa debit card with no foreign transaction fees, and the ability to send and receive money instantly.
One of the key features of Bnext is its marketplace, which provides users access to various financial products from different providers, such as insurance, loans, and investment options, all from within the app. This makes it a one-stop financial hub for users. Bnext emphasizes transparency and control, offering real-time notifications for transactions, no hidden fees, and innovative tools to help users save money and track their spending. Furthermore, Bnext extends its functionality with features such as money pots for saving towards goals and the option to withdraw cash from ATMs without fees up to certain limits.
Security is a fundamental aspect of Bnext, with advanced protection measures such as app-based account management, biometric security features, and the ability to lock or unlock the associated debit card instantly within the app. Bnext's focus on customer experience, combined with its contemporary approach to banking, makes it a competitive option for those seeking an alternative to traditional banks in the Spanish financial landscape.
Bnext is currently available for residents of the following countries:
Spain
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Bnext account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Bnext is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Bnext doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Bnext is the low (or no!) fees. Bnext has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Bnext offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Bnext = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Bnext everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
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