Best mobile banks in
United States (November 2024)

Which personal neobanks are best for residents of United States?

A personal neobank in United States offers a convenient and often more affordable alternative to traditional banks. These online-only banking solutions provide a range of financial services, including multi-currency accounts, international transfers, and debit cards. Whether you're a frequent traveler, a digital nomad, or simply looking to manage your finances more efficiently, neobanks can offer a seamless and cost-effective solution for residents of United States.

• Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
• Copper – Copper is the only banking app that truly teaches teens and kids about money—setting them up for future financial success. They'll gain vital financial experience as they bank, save, and invest, all in a safe learning environment.
• Aspiration – A thriving future for the planet isn’t out of reach. But reducing emissions isn’t enough. Few — if any — businesses or individuals can reduce their carbon emissions to zero (yet). That’s where we come in.
• Zeta – Zeta is revolutionizing personal finance for couples and families. We offer modern-day joint and personal bank accounts designed to help families thrive.
• Chime – No monthly fees. 60k+ ATMs. Build credit. Get fee-free overdraft up to $200. Chime is a tech co, not a bank. Banking services provided by bank partners.

Which business neobanks are best for businesses based in United States?

A business neobank in United States provides a tailored solution for businesses operating in the country. These online-only banking solutions offer a range of financial services specifically designed for businesses, including multi-currency accounts, international payments, and expense management tools. Whether you're a small startup or an established enterprise, business neobanks can help streamline your financial operations and reduce costs.

• Wallester – Wallester Business offers a comprehensive platform for managing corporate expenses, providing virtual and physical Visa cards along with real-time transaction monitoring and automated reporting.
• Found – Found, the banking and tax app created with small-business owners, freelancers, and the self-employed in mind. No account fees, no monthly minimums, and no credit checks.
• Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
• Payoneer – Pay and get paid with multiple payment methods everywhere with Payoneer. Send business payments to vendors & receive funds from global clients and marketplaces.
• Novo – Novo is an online business banking platform with no hidden fees built for small business owners. Apply for a free Novo checking account.

Frequently asked questions about neobanks

Everything you need to know about mobile banking. Our FAQ section covers the essentials, offering you insights and answers to the most common questions about managing your finances through mobile banks.