What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read moreThey’re more than just an innovative digital bank. Quontic is a CDFI (Community Development Financial Institution), which means they can make the dream of homeownership real for a wider range of people including the self-employed, small business owners, immigrants, people of color, and other outside-the-box borrowers.
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Quontic is an innovative digital bank offering an array of financial products tailored to meet the needs of its customers. As a mobile bank, Quontic emphasizes convenience and accessibility, allowing its users to manage their banking needs seamlessly through a user-friendly mobile app. Quontic's offerings range from high-interest savings accounts, checking accounts, and certificate of deposit (CD) accounts to home loans and mortgage services.
Unique to Quontic is its approach to embracing technology while promoting financial inclusivity. The bank aims to deliver exceptional customer service with features such as early direct deposit, a network of fee-free ATMs, and the absence of traditional banking fees. With a commitment to security, Quontic deploys advanced encryption and fraud protection measures to safeguard customers' personal and financial information. As a mobile-first bank, Quontic is catered towards those looking for a modern banking experience they can access from anywhere at any time.
Go to QuonticExplore what real users have to say about their experiences with Quontic. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
I give 5 stars because there was no better option. I applied hesitantly with a non-traditional lender I found online. First, Kristina Kovacs was amazing; she guided me through the application process with exceptional professionalism and efficiency. Then, Ashley, the closer, addressed all my remaining questions. What a fantastic duo! I've already recommended Quontic to 10 friends based on the outstanding service provided by these two. Looking forward to my next refinance!
29/07/2024
So far, everything has been great. The CD rates are highly competitive, the account setup and funding process is smooth, and the interface is basic yet easy to navigate. Customer service is responsive and professional, and the security procedures appear to be solid.
08/08/2024
The personalized experience with Marcelo, Vasiliki, Ray, and Patricia is outstanding. They guided us through the mortgage process step by step, demonstrating great care and patience when other banks couldn't. They truly came to our rescue and made us feel well taken care of throughout the entire process. We would work with them again and again.
17/07/2024
Great job! Thank you for guiding me through the process and being so available. 5 stars!!!
02/08/2024
We had a fantastic experience with Quontic! Despite a challenging timeline, they exceeded our expectations. Nick, Vasilik, Ray, and Patricia were a pleasure to work with. As a realtor who has collaborated with countless banks and lenders in the Bay Area, I've never encountered the level of responsiveness that Quontic provided. They promptly answered our calls, responded to our emails immediately, and maintained a positive attitude throughout the process. I'm truly grateful for their diligence and commitment to customer service!
12/07/2024
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App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
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Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Quontic is an innovative digital bank offering an array of financial products tailored to meet the needs of its customers. As a mobile bank, Quontic emphasizes convenience and accessibility, allowing its users to manage their banking needs seamlessly through a user-friendly mobile app. Quontic's offerings range from high-interest savings accounts, checking accounts, and certificate of deposit (CD) accounts to home loans and mortgage services.
Unique to Quontic is its approach to embracing technology while promoting financial inclusivity. The bank aims to deliver exceptional customer service with features such as early direct deposit, a network of fee-free ATMs, and the absence of traditional banking fees. With a commitment to security, Quontic deploys advanced encryption and fraud protection measures to safeguard customers' personal and financial information. As a mobile-first bank, Quontic is catered towards those looking for a modern banking experience they can access from anywhere at any time.
Quontic is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Quontic account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Quontic is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Quontic doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Quontic is the low (or no!) fees. Quontic has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Quontic offers zero fees on all transactions, including purchases made overseas!
Quontic = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Quontic everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.