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The digital bank on a mission

They’re more than just an innovative digital bank. Quontic is a CDFI (Community Development Financial Institution), which means they can make the dream of homeownership real for a wider range of people including the self-employed, small business owners, immigrants, people of color, and other outside⁠-⁠the⁠-⁠box borrowers.

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Last updated today
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Supported accounts:

Personal
Based in
United States
Available in
United States
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Trustpilot

Quontic has a Trustpilot rating of 4.1 out of 5, based on 709 reviews.

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App Store

Quontic has an Apple App Store rating of 4.8 out of 5, based on 1,223 reviews.

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Play Store

Quontic has a Google Play Store rating of 4.8 out of 5, based on 422 reviews.

Neolista Score

4.6

A trusted, all-in-one rating that simplifies feedback from across the web.

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  • Based on 2,354 reviews
  • Easy to compare
  • Updated every day
  • Based on 3 sources

Manage your money on the go.

Download the Quontic app from the App Store or Google Play.

Open accounts, move money, manage cards, and track spending — straight from your phone.

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Five-star reviews from happy users

Explore what real users have to say about their experiences with Quontic. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.

Frictionless

The process of opening an account is practically frictionless. The Pay Ring product is outstandingly convenient and the Customer Service is very helpful.

Trustpilot

Chris

July 13, 2026

We had an outstanding experience…

We had an outstanding experience working with Mr Joseph Allen, Christina Caruso and Julissa Eusebio throughout our home financing process. From start to finish, they were professional, knowledgeable, responsive, and genuinely cared about making the process as smooth and stress-free as possible.They kept us informed every step of the way, answered all of our questions promptly, and went above and beyond to ensure everything stayed on track. Their dedication, attention to detail, and exceptional customer service made us feel confident and supported throughout this important milestone.We are incredibly grateful for all of their hard work and highly recommend Mr Joseph Allen, Christina Caruso, and Julissa Eusebio to anyone looking for a trustworthy and reliable mortgage team. Thank you all for helping make our dream of homeownership a reality!

Trustpilot

Radiance Clinic

July 10, 2026

Latest articles about Quontic and others

Explore our collection of articles covering Quontic and the wider world of digital finance.

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Quontic FAQs

Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Quontic.

Quontic is an innovative digital bank offering an array of financial products tailored to meet the needs of its customers. As a mobile bank, Quontic emphasizes convenience and accessibility, allowing its users to manage their banking needs seamlessly through a user-friendly mobile app. Quontic's offerings range from high-interest savings accounts, checking accounts, and certificate of deposit (CD) accounts to home loans and mortgage services.

Unique to Quontic is its approach to embracing technology while promoting financial inclusivity. The bank aims to deliver exceptional customer service with features such as early direct deposit, a network of fee-free ATMs, and the absence of traditional banking fees. With a commitment to security, Quontic deploys advanced encryption and fraud protection measures to safeguard customers' personal and financial information. As a mobile-first bank, Quontic is catered towards those looking for a modern banking experience they can access from anywhere at any time.

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