Quontic is an innovative digital bank offering an array of financial products tailored to meet the needs of its customers. As a mobile bank, Quontic emphasizes convenience and accessibility, allowing its users to manage their banking needs seamlessly through a user-friendly mobile app. Quontic's offerings range from high-interest savings accounts, checking accounts, and certificate of deposit (CD) accounts to home loans and mortgage services.
Unique to Quontic is its approach to embracing technology while promoting financial inclusivity. The bank aims to deliver exceptional customer service with features such as early direct deposit, a network of fee-free ATMs, and the absence of traditional banking fees. With a commitment to security, Quontic deploys advanced encryption and fraud protection measures to safeguard customers' personal and financial information. As a mobile-first bank, Quontic is catered towards those looking for a modern banking experience they can access from anywhere at any time.
Quontic is currently available for residents of the following countries:
United States
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Quontic account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Quontic is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Quontic doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Quontic is the low (or no!) fees. Quontic has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Quontic offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Quontic = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Quontic everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.