Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to help you build the future you want.
Go to Upgrade Learn moreWe put every effort into ensuring information on Neolista is accurate. Double-check details that matter to you before opening an account.
Supported accounts:
Personal
Upgrade has a Trustpilot rating of 4.3 out of 5, based on 41,946 reviews.
Upgrade has an Apple App Store rating of 4.9 out of 5, based on 61,010 reviews.
Upgrade has a Google Play Store rating of 4.7 out of 5, based on 25,800 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
Upgrade is a fintech platform that offers a unique combination of mobile banking services, innovative credit products, and personal finance tools. The mobile bank simplifies banking for customers by providing a user-friendly mobile app that lets users manage their finances with ease. Upgrade's app allows customers to check their balances, transfer funds, deposit checks, and monitor their budget.
One of the standout features of Upgrade is their personal credit lines and installment loans which offer competitive interest rates and transparent fee structures. Customers can use the mobile app to apply for loans, monitor loan balances, and make payments directly from their smartphones. Additionally, Upgrade offers a rewards checking account that earns cash back on everyday purchases and has no monthly fees or overdrawing charges.
Upgrade places a strong emphasis on education and financial wellness. Through their app, customers have access to credit monitoring tools and personalized recommendations aimed at improving their financial health. With security as a top priority, Upgrade uses advanced encryption and multiple layers of security to protect users' personal information and transactions, ensuring peace of mind while banking on the go.
Go to UpgradeDownload the Upgrade app in the App Store or Google Play store.
Upgrade has an App Store rating of 4.9 out of 5 (based on 61,010 reviews).
Upgrade has a Google Play Store rating of 4.7 out of 5 (based on 25,800 reviews).
Explore what real users have to say about their experiences with Upgrade. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
I highly recommend this company. They provided assistance during challenging times with a loan and a credit line when no one else would. The customer service is always respectful, and both the website and app are easy to navigate.
15/08/2024
Upgrade provides excellent customer service. I've had three different loans with them, and I appreciated being able to pay them off early without any penalties. I highly recommend Upgrade.
09/08/2024
I've had three loans with this company and I'm thoroughly impressed with the application process. It is smooth and fast. I highly recommend this company!
07/08/2024
Very helpful and convenient. Always easy to access money, whether for a loan or a credit card. I would definitely recommend it.
07/08/2024
I have worked with Upgrade before and have been very satisfied each time. The process is clear, simple, and fast.
12/08/2024
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Upgrade is a fintech platform that offers a unique combination of mobile banking services, innovative credit products, and personal finance tools. The mobile bank simplifies banking for customers by providing a user-friendly mobile app that lets users manage their finances with ease. Upgrade's app allows customers to check their balances, transfer funds, deposit checks, and monitor their budget.
One of the standout features of Upgrade is their personal credit lines and installment loans which offer competitive interest rates and transparent fee structures. Customers can use the mobile app to apply for loans, monitor loan balances, and make payments directly from their smartphones. Additionally, Upgrade offers a rewards checking account that earns cash back on everyday purchases and has no monthly fees or overdrawing charges.
Upgrade places a strong emphasis on education and financial wellness. Through their app, customers have access to credit monitoring tools and personalized recommendations aimed at improving their financial health. With security as a top priority, Upgrade uses advanced encryption and multiple layers of security to protect users' personal information and transactions, ensuring peace of mind while banking on the go.
Upgrade is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Upgrade account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Upgrade is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Upgrade doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Upgrade is the low (or no!) fees. Upgrade has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Upgrade offers zero fees on all transactions, including purchases made overseas!
Upgrade = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Upgrade everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
