Compare Currensea and Openbank

Compare Currensea vs Openbank to make an informed decision for your financial needs. Whether you're interested in mobile banking, unique features, or specific benefits, this comparison will help you navigate some of the differences between Currensea and Openbank.

Go compare All comparisons
Currensea Currensea
Openbank Openbank
Least reviewed
Most reviewed


Currensea and Openbank are two fintech platforms providing unique services in the mobile banking sector, each addressing different consumer needs.

Currensea, based in the UK, specialises in making international transactions simpler and more cost-effective. It provides a travel debit card that links directly to users' existing bank accounts, removing the need for a separate account or card for foreign transactions. This significantly reduces foreign transaction fees, making Currensea a strong choice for frequent travellers or individuals making regular international payments. However, while Currensea excels in this niche, it does not offer a wide range of general banking services.

Openbank, on the other hand, is a digital bank owned by Spanish banking group Santander. It provides a more comprehensive suite of banking services, including current accounts, savings accounts, loans, insurance, and investment products. All of these can be easily managed through Openbank's mobile app. Openbank also offers features like automated savings, real-time alerts, and budgeting tools. However, while Openbank offers a broad range of services, it may not offer the same specialised and cost-effective solution for foreign transactions as Currensea does.

In summary, both Currensea and Openbank offer distinctive solutions within the mobile banking sector. Currensea is ideal for users seeking a streamlined, cost-effective method for international transactions, connecting directly to their existing bank accounts. In contrast, Openbank offers a more comprehensive range of digital banking services, catering to a wide array of banking needs. The choice between the two will largely depend on the specific financial needs and priorities of the user.

Discount Jumpstart is now Neolista. Read more.