What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
Read moreWith Yotta, you save money and unlock the chance to win prizes up to $1 Million every day. The best part is you can’t lose and your money is FDIC insured!
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Yotta is a mobile banking platform that combines traditional banking features with innovative elements designed to incentivize savings and offer a gamified experience. With an account at Yotta, users can expect no monthly fees, access to a network of fee-free ATMs, and a high-yield savings account that earns interest. One of the unique offerings from Yotta is their weekly random number drawings, where users can win prizes ranging from small cash rewards to large jackpots, based on the numbers they've collected by saving money. The platform's design encourages users to increase their savings in order to enhance their chances of winning, thus promoting financial well-being alongside an exciting user experience. The user interface is typically simple and intuitive, allowing for easy navigation through various banking tasks directly from their smartphones.
Go to YottaExplore what real users have to say about their experiences with Yotta. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
It was amazing! I put in $1 and came out with $10,000. It's unbelievable how much they give. I treated myself to a snake, a new fencing sword, and an all-inclusive vacation.
28/07/2024
Yotta is a far better option than traditional banks. I rarely maintain large balances in my account, and conventional banks hardly pay any interest on checking accounts. Recently, I won back a purchase I made as interest with Yotta. While it was only $18, it’s still much more than any bank has ever given me. It makes banking enjoyable and feels more equitable.
29/02/2024
I recently experienced unknown charges on my Yotta Debit Card. Yotta quickly canceled the fraudulent transactions without negatively impacting my cash flow. I've never seen a bank act that swiftly before. They also locked down my debit card and ordered me a new one. This sets a new standard for 21st-century banking. I can't thank their customer service enough!
06/10/2023
I've been banking with Yotta for almost a year, and it's been an incredibly unique and enjoyable experience. I've won small cash amounts from playing tickets, and I even got one of my debit card purchases for free. It's amazing that every time I use my debit card, I can win different prizes, and I would be using it anyway. Yotta offers a completely new way of banking, and you can't go wrong with choosing them—you never know what you'll win!
02/06/2023
This online checking account offers numerous benefits and features, including potential cash back with the debit card and an attractive savings interest rate that appeals to younger customers. However, the identity verification process was a bit cumbersome, requiring excessive documentation and information after setting up the account. It would be more efficient to handle this verification upfront.
07/11/2023
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App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
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Read moreStill have a few things you'd like to clear up? We've put together the following simple answers to questions frequently thought, but rarely asked.
Yotta is a mobile banking platform that combines traditional banking features with innovative elements designed to incentivize savings and offer a gamified experience. With an account at Yotta, users can expect no monthly fees, access to a network of fee-free ATMs, and a high-yield savings account that earns interest. One of the unique offerings from Yotta is their weekly random number drawings, where users can win prizes ranging from small cash rewards to large jackpots, based on the numbers they've collected by saving money. The platform's design encourages users to increase their savings in order to enhance their chances of winning, thus promoting financial well-being alongside an exciting user experience. The user interface is typically simple and intuitive, allowing for easy navigation through various banking tasks directly from their smartphones.
Yotta is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Yotta account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Yotta is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Yotta doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Yotta is the low (or no!) fees. Yotta has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Yotta offers zero fees on all transactions, including purchases made overseas!
Yotta = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Yotta everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.