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A one-stop shop for your finances.

Bank, borrow and invest—all in one app. ​​SoFi is a one-stop shop for all your finances, designed to help you Get Your Money Right®.

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Last updated August 30, 2026
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Supported accounts:

Personal
Based in
United States
Available in
United States
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Trustpilot

Sofi has a Trustpilot rating of 4.3 out of 5, based on 12,569 reviews.

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App Store

Sofi has an Apple App Store rating of 4.7 out of 5, based on 385,481 reviews.

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Play Store

Sofi has a Google Play Store rating of 3.8 out of 5, based on 53,539 reviews.

Neolista Score

4.6

A trusted, all-in-one rating that simplifies feedback from across the web.

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  • Based on 451,589 reviews
  • Easy to compare
  • Updated every day
  • Based on 3 sources
NewWe've published 219 comparisons for Sofi

Compare Sofi with other fintechs

Not sure which to pick? Here's how Sofi stacks up against other fintechs.

Manage your money on the go.

Download the Sofi app from the App Store or Google Play.

Open accounts, move money, manage cards, and track spending — straight from your phone.

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Five-star reviews from happy users

Explore what real users have to say about their experiences with Sofi. These five-star reviews showcase the service and satisfaction that make it a top choice for customers worldwide.

A wonderful bank for both investing and…

A wonderful bank for both investing and my checking need and offers crypto. And offers credit services loans and early access to ipos I haven’t had an issue with them so far just wish they had more physical locations

Trustpilot

Raajvir Parmar

July 25, 2026

Easy process

Easy process, good interested rate compared to other companies, and great customer service!

Trustpilot

Karen Culley

July 25, 2026

Latest articles about Sofi and others

Explore our collection of articles covering Sofi and the wider world of digital finance.

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Sofi FAQs

Still have a few things you'd like to clear up? Here are straightforward answers to the questions people most often ask about Sofi.

SoFi, short for Social Finance, Inc., is a modern finance company that offers a range of financial products and services, including a mobile banking option. SoFi's mobile bank is designed to cater to the needs of digitally-savvy customers, offering a user-friendly platform for managing personal finances on-the-go.

With the SoFi mobile banking app, users can access a suite of financial services, including checking and savings accounts with competitive interest rates, no account fees, and no minimum balance requirements. The app facilitates easy money transfers, mobile check deposits, and real-time transaction notifications to help users stay on top of their finances.

SoFi also focuses on helping its customers save, spend, borrow, and invest smartly, all within an integrated app experience. Additional features such as budgeting tools, financial insights, and access to SoFi's investment platform enhance the mobile banking experience by enabling customers to take greater control of their financial lives. Furthermore, SoFi offers various member benefits such as discounts on loans, personalized financial planning, and access to exclusive events.

The brand emphasizes a community-centric approach, with a mission to help its members achieve financial independence and realize their ambitions. Overall, SoFi's mobile bank combines convenience, innovation, and a full suite of financial products, aiming to provide a comprehensive, modern banking solution.

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