Bank, borrow and invest—all in one app. SoFi is a one-stop shop for all your finances, designed to help you Get Your Money Right®.
Go to Sofi Learn moreWe put every effort into ensuring information on Neolista is accurate. Double-check details that matter to you before opening an account.
Supported accounts:
Personal
Sofi has a Trustpilot rating of 4.4 out of 5, based on 9,009 reviews.
Sofi has an Apple App Store rating of 4.8 out of 5, based on 345,732 reviews.
Sofi has a Google Play Store rating of 3.9 out of 5, based on 37,931 reviews.
A trusted, all-in-one rating that simplifies feedback from across the web.
SoFi, short for Social Finance, Inc., is a modern finance company that offers a range of financial products and services, including a mobile banking option. SoFi's mobile bank is designed to cater to the needs of digitally-savvy customers, offering a user-friendly platform for managing personal finances on-the-go.
With the SoFi mobile banking app, users can access a suite of financial services, including checking and savings accounts with competitive interest rates, no account fees, and no minimum balance requirements. The app facilitates easy money transfers, mobile check deposits, and real-time transaction notifications to help users stay on top of their finances.
SoFi also focuses on helping its customers save, spend, borrow, and invest smartly, all within an integrated app experience. Additional features such as budgeting tools, financial insights, and access to SoFi's investment platform enhance the mobile banking experience by enabling customers to take greater control of their financial lives. Furthermore, SoFi offers various member benefits such as discounts on loans, personalized financial planning, and access to exclusive events.
The brand emphasizes a community-centric approach, with a mission to help its members achieve financial independence and realize their ambitions. Overall, SoFi's mobile bank combines convenience, innovation, and a full suite of financial products, aiming to provide a comprehensive, modern banking solution.
Go to SofiDownload the Sofi app in the App Store or Google Play store.
Sofi has an App Store rating of 4.8 out of 5 (based on 345,732 reviews).
Sofi has a Google Play Store rating of 3.9 out of 5 (based on 37,931 reviews).
Explore what real users have to say about their experiences with Sofi. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
Quick, easy, and painless process! I received the money the same day I signed the paperwork. The entire application process is incredibly simple. I'm considering transferring all my banking to SoFi! Highly recommended!
16/08/2024
I needed to add more funds to a loan for debt consolidation, and the process with SoFi was seamless and easy. I provided the necessary payoff information, and SoFi handled everything. While the interest rate is higher than I would prefer, the ease of the process without needing to provide collateral makes it worthwhile. Automatic payments are set up, so I never have to worry about missing a payment.
14/08/2024
The loan application process was straightforward and not daunting at all. It was approved quickly, and once approved, the designated accounts were paid, and my bank transfer was completed smoothly. The documentation was easy to read, and even though I opted not to use auto payments, I can easily make payments through the app on my phone. I've made my first payment so far, and the entire process has been seamless. I anticipate this ease will continue throughout the life of my loan.
12/08/2024
SOFI has been incredibly helpful in expediting my loan request quickly, efficiently, and professionally. The products SOFI offers align perfectly with my goals both as an individual and as a company. I look forward to getting approval for another personal loan to consolidate my credit card debt, so I can manage all my finances under the SOFI umbrella!
14/08/2024
The application and approval process was seamless. The loan was funded quickly, and the overall experience with SoFi was excellent. Highly recommend!
15/08/2024
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SoFi, short for Social Finance, Inc., is a modern finance company that offers a range of financial products and services, including a mobile banking option. SoFi's mobile bank is designed to cater to the needs of digitally-savvy customers, offering a user-friendly platform for managing personal finances on-the-go.
With the SoFi mobile banking app, users can access a suite of financial services, including checking and savings accounts with competitive interest rates, no account fees, and no minimum balance requirements. The app facilitates easy money transfers, mobile check deposits, and real-time transaction notifications to help users stay on top of their finances.
SoFi also focuses on helping its customers save, spend, borrow, and invest smartly, all within an integrated app experience. Additional features such as budgeting tools, financial insights, and access to SoFi's investment platform enhance the mobile banking experience by enabling customers to take greater control of their financial lives. Furthermore, SoFi offers various member benefits such as discounts on loans, personalized financial planning, and access to exclusive events.
The brand emphasizes a community-centric approach, with a mission to help its members achieve financial independence and realize their ambitions. Overall, SoFi's mobile bank combines convenience, innovation, and a full suite of financial products, aiming to provide a comprehensive, modern banking solution.
Sofi is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Sofi account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Sofi is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Sofi doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Sofi is the low (or no!) fees. Sofi has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Sofi offers zero fees on all transactions, including purchases made overseas!
Sofi = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Sofi everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
