Qonto is a digital banking platform designed primarily for startups, freelancers, and small-to-medium enterprises (SMEs). It aims to simplify business banking by offering a suite of user-friendly tools accessible via its mobile app and website. Qonto provides financial services such as multi-currency accounts, physical and virtual cards, simplified accounting features, expense management, and seamless transfers. The platform's interface is designed for ease of use, allowing users to efficiently manage their finances on the go. With real-time tracking, notifications, and robust security measures, Qonto positions itself as a modern solution for businesses looking to streamline their financial operations in a tech-driven era.
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Qonto account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Qonto is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Qonto doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Qonto is the low (or no!) fees. Qonto has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Qonto offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Qonto = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Qonto everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
New 4 comparisons for Qonto
