PicPay is a mobile banking application that combines a user-friendly interface with a wide range of financial services catering to the needs of its users. It acts both as a digital wallet and a social payment platform, allowing users to send and receive money, pay bills, recharge mobile phones, and make payments both online and in-store through QR codes. In addition to these features, PicPay offers cashback incentives on transactions, adding value for its users.
One of PicPay's standout features is its social aspect, where users can interact with their contacts and split bills or share expenses effortlessly, making it popular among friends and family who frequently share costs. Additionally, the app provides a platform for users to save money, providing access to various financial services including credit cards, loans, and investment options.
The application boasts strong security measures to protect users' financial data and transactions, including encryption and multifactor authentication. With its comprehensive offerings and ease of use, PicPay aims to streamline day-to-day financial activities and enhance the banking experience for its growing customer base.
PicPay is currently available for residents of the following countries:
Brazil
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your PicPay account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with PicPay is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. PicPay doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use PicPay is the low (or no!) fees. PicPay has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, PicPay offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
PicPay = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With PicPay everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
