Lunar is a mobile banking platform designed to provide users with a modern and intuitive way to manage their finances. As a digital-only bank, Lunar operates without physical branches, offering services through its user-friendly app, which is available for both iOS and Android devices. Lunar's mission is to simplify banking by providing a seamless experience that allows users to easily track their spending, make payments, and transfer money.
The bank offers a range of financial products such as current accounts, savings accounts, and personal loans. Lunar is also known for its innovative features, including real-time transaction notifications, smart budgeting tools, and the ability to freeze and unfreeze your card directly from the app. Security is a top priority for Lunar, with advanced measures in place to protect users' funds and personal information. Furthermore, Lunar often targets a younger demographic interested in tech-savvy banking solutions that can be fully accessed from their mobile devices.
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Lunar account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Lunar is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Lunar doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Lunar is the low (or no!) fees. Lunar has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Lunar offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Lunar = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Lunar everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.