What are app-based banks?
App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
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Atmos is a forward-thinking mobile banking platform designed to combine modern financial tools with eco-conscious principles. Aimed at customers who are seeking to make a positive impact on the environment through their personal finances, Atmos offers a suite of banking services that not only provides convenience and security but also contributes to sustainability efforts. Clients of Atmos can expect features such as online checking and savings accounts, user-friendly mobile app interfaces, and real-time transaction notifications.
Moreover, Atmos differentiates itself by pledging a portion of its profits towards funding renewable energy projects, supporting reforestation, and investing in other green initiatives. With an emphasis on transparency, Atmos provides users with the ability to track the environmental impact of their savings and spending. This mobile bank is an ideal choice for environmentally conscious consumers looking to align their banking needs with their values, all facilitated through an easy-to-use mobile platform.
Go to AtmosExplore what real users have to say about their experiences with Atmos. These 5-star reviews showcase the exceptional service and satisfaction provided by this neobank, giving you insight into why it's a top choice for customers worldwide.
An excellent bank that offers everything I need for online banking. Their interest rates are among the highest available, and I appreciate that my deposits are used exclusively for climate-positive investments. Customer service is outstanding, though I rarely need to reach out for assistance.
06/12/2023
I've been using Atmos since its beta phase, and I highly recommend it! I love their mission and values; it's rewarding to invest in something I believe in.
08/12/2023
I want to give a shout-out to this company. I was initially cautious about how it would work, but I have found that moving money has been seamless. Whenever I was unsure, their support staff was quick to help me get back on track. Their recent transition between underwriters went smoothly for me as well. I feel confident that my money is being put to good use, supporting solar loans and meaningful organizations.
03/08/2023
What a great bank! Points for: - Friendly and efficient customer service. - Instant replies on online chat and quick turnaround via email—there's no need to phone. - Security checks at each step provide peace of mind. - Clear and easy-to-use app and website. - Decent savings rate with a minimum monthly deposit. Looking forward to the joint account option to open another account!
31/08/2022
I started with a small deposit and eventually moved my savings account over. This bank offers a better savings rate than most traditional banks, provides value to our world, and does not fund polluters or petrochemical companies. Being FDIC insured means our deposits are safe while we contribute to a better world. It’s a no-brainer!
26/05/2021
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App-based banks, also known as online banks, have revolutionized the way we manage our finances. But what are they?
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Atmos is a forward-thinking mobile banking platform designed to combine modern financial tools with eco-conscious principles. Aimed at customers who are seeking to make a positive impact on the environment through their personal finances, Atmos offers a suite of banking services that not only provides convenience and security but also contributes to sustainability efforts. Clients of Atmos can expect features such as online checking and savings accounts, user-friendly mobile app interfaces, and real-time transaction notifications.
Moreover, Atmos differentiates itself by pledging a portion of its profits towards funding renewable energy projects, supporting reforestation, and investing in other green initiatives. With an emphasis on transparency, Atmos provides users with the ability to track the environmental impact of their savings and spending. This mobile bank is an ideal choice for environmentally conscious consumers looking to align their banking needs with their values, all facilitated through an easy-to-use mobile platform.
Atmos is currently available for residents of the following countries:
United StatesNo matter where you are, at home or abroad, you can access your Atmos account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Opening an account with Atmos is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Atmos doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Another main reason to use Atmos is the low (or no!) fees. Atmos has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Atmos offers zero fees on all transactions, including purchases made overseas!
Atmos = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Atmos everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.