Aspiration is a financial institution that provides digital banking services with a focus on social responsibility and sustainability. This mobile banking platform offers a range of products including spending and savings accounts, as well as investment options tailored to support environmentally friendly and ethical businesses. Aspiration sets itself apart by committing to donating a portion of its earnings to charitable causes and by not investing in fossil fuels.
Users of Aspiration benefit from features such as no monthly fees, cashback rewards on conscientious spending, and the option to plant a tree with every round-up transaction. The firm places a strong emphasis on transparency and customer empowerment, allowing users to track the social impact of their spending. With a user-friendly mobile app, customers can manage their finances on-the-go, deposit checks, pay bills, and access a network of free-to-use ATMs worldwide.
Aspiration is currently available for residents of the following countries:
United States
24/7 availability- anytime, anywhere
No matter where you are, at home or abroad, you can access your Aspiration account via the app, check your account balance, control your savings, get customer support, make payments and even freeze your debit card if needed. In addition, get real-time notifications every time you make a transaction, so there won’t be any surprises at the end of the month. No need to make appointments, stand in line and lose working hours to manage your finances.
Get approved fast
Opening an account with Aspiration is simple, with no lengthy paperwork. Just download the app, prove your identity, top up your account and you’re ready to go. Aspiration doesn’t require a copy of your credit history to approve your account, meaning you can open an account and get approved in minutes.
Lower fees
Another main reason to use Aspiration is the low (or no!) fees. Aspiration has no physical branches, therefore they can offer lower fees than traditional banks – especially when it comes to ATM withdrawals, money exchange/transfer and payments abroad. For example, Aspiration offers zero fees on all transactions, including purchases made overseas!
Makes traveling easier
Aspiration = borderless banking. Low/no exchange rates and low/no ATM withdrawal fees worldwide make traveling a whole lot easier (and cheaper) than with traditional banks- especially in the eurozone. And for added safety, freeze or unfreeze your debit card while you travel, directly in the app.
Go paperless
One of the frustrating things about traditional banks is the amount of documents, contracts and letters that are sent to your mailbox. With Aspiration everything you need is in the app and all communications are sent to your app or your email. Gone are the days of rummaging through piles of paper around your house – and protecting the environment is the cherry on top.
