InvestEngine is a UK-based neobroker and investment platform that offers a low-cost, simple, and automated approach to investing in a diversified portfolio of ETFs (Exchange-Traded Funds). It aims to make investing accessible to everyone by providing both managed and self-managed portfolio options, allowing investors to choose a strategy that best suits their goals and risk tolerance. The platform is designed to be user-friendly, focusing on long-term, passive investing for individuals who want to grow their wealth over time.
One of the core features of InvestEngine is its automated portfolio management. For users who prefer a hands-off approach, the platform provides a managed service where it automatically builds and manages a portfolio of ETFs based on the user's investment objectives, risk appetite, and financial situation. These portfolios are diversified across multiple asset classes, including equities, bonds, and commodities, and are rebalanced periodically to maintain the desired allocation.
In addition to the managed portfolios, InvestEngine also offers a DIY (do-it-yourself) investment option. This feature is geared toward more experienced investors who prefer to construct and manage their own ETF portfolios. Users can select from a wide range of ETFs listed on the platform, covering various sectors, regions, and asset types. This allows for greater flexibility and personalization, giving investors the freedom to tailor their investments according to their specific strategies and preferences.
InvestEngine stands out by charging no platform or management fees for its DIY portfolios. For managed portfolios, the platform offers a competitive fee structure, with a low annual management fee that covers all portfolio management services, including asset allocation, rebalancing, and ongoing monitoring. Additionally, there are no trading or withdrawal fees, which makes it an attractive option for cost-conscious investors who want to maximize their returns without being burdened by high fees.
The platform is regulated by the UK Financial Conduct Authority (FCA), ensuring that it operates under strict regulatory standards and safeguards clients' investments. Client funds and investments are held securely in segregated accounts, separate from InvestEngine's own finances, adding an extra layer of protection for investors. Furthermore, the platform is covered by the Financial Services Compensation Scheme (FSCS), which protects client assets up to £85,000 in case of the company's insolvency.
InvestEngine also places a strong emphasis on transparency and education. The platform provides detailed information about each ETF it offers, including performance data, underlying assets, and risk profiles. Additionally, it offers educational resources such as blog posts, guides, and videos to help investors better understand investing concepts, portfolio strategies, and market trends. This focus on investor education aligns with the platform’s mission to empower people to take control of their financial future.
With its combination of managed and DIY investment options, low fees, and an intuitive platform, InvestEngine appeals to a wide range of investors. Whether someone is new to investing and looking for a simple, guided experience or an experienced investor seeking to build their own ETF portfolio, InvestEngine provides a flexible and affordable solution for building long-term wealth.
