Best mobile banks in
Spain (December 2024)

Which personal neobanks are best for residents of Spain?

A personal neobank in Spain offers a convenient and often more affordable alternative to traditional banks. These online-only banking solutions provide a range of financial services, including multi-currency accounts, international transfers, and debit cards. Whether you're a frequent traveler, a digital nomad, or simply looking to manage your finances more efficiently, neobanks can offer a seamless and cost-effective solution for residents of Spain.

• N26 – N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.
• Curve – Connecting your debit and credit cards to Curve modernises all your accounts, so you never have to switch banks. All cards become contactless and work with Apple Pay, Google Pay and Samsung Pay. You get a great exchange rate when you travel (and avoid any nasty fees). Plus, cashback from your favourite brands? Win all round.
• Wise – 175 countries. 50 currencies. Get the account built to save you money round the world. Save up to 6x when you send, spend and withdraw 50 currencies, all in one account.
• EVO Banco – Access Smart Banking online without commissions. Payroll account, investment funds, personal loans, mortgages, pension plans and electronic banking.
• Revolut – Exchange money with no hidden fees. Buy crypto, gold and manage your money with spending analytics. Join over 12 million Revolut customers.

Which business neobanks are best for businesses based in Spain?

A business neobank in Spain provides a tailored solution for businesses operating in the country. These online-only banking solutions offer a range of financial services specifically designed for businesses, including multi-currency accounts, international payments, and expense management tools. Whether you're a small startup or an established enterprise, business neobanks can help streamline your financial operations and reduce costs.

• Wallester – Wallester Business offers a comprehensive platform for managing corporate expenses, providing virtual and physical Visa cards along with real-time transaction monitoring and automated reporting.
• Everest – For businesses on their way to the top. Open a business account instantly, get multiple Mastercard cards and automated expense management.
• Multipass – MultiPass is a bank challenger that offers multi-currency virtual IBANs, local EU, UK and US accounts as well as a corporate card to cover day-to-day business expenses. Note: Multipass accepts companies from the UK and other countries on a case-by-case basis
• Moss – Capture receipts easier, automate expense categorisation, and seamlessly sync with your accounting system to close the books in a fraction of the time.
• Payoneer – Pay and get paid with multiple payment methods everywhere with Payoneer. Send business payments to vendors & receive funds from global clients and marketplaces.

Frequently asked questions about neobanks

Everything you need to know about mobile banking. Our FAQ section covers the essentials, offering you insights and answers to the most common questions about managing your finances through mobile banks.